Travis County property record for 945 Rivercliff Dr, Spicewood, TX 78669
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,771 sqft · built 2018 |
| Lot Size | 5.49 acres (239,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,800 (Mar 2017) |
| Tax Bill | $15,807 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0558090103 |
| Primary APN | 0558090103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,771 sqft Living Area |
| Gross Area | 4,694 sqft |
| 1st Floor Area | 3,771 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 239,144 sqft (5.49 acres) |
| Garage Type | Attached |
| Garage Area | 923 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 789 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 514124 |
|---|---|
| Street Address | 945 RIVERCLIFF DR |
| City | SPICEWOOD |
| State | TX |
| Zip | 78669-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 RIVERCLIFF SUBD |
| Legal Subdivision | RIVERCLIFF SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | SOUTHWEST TRAVIS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 35300 |
Source: Travis County assessment roll, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTAR BANK SSB |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROCKETT NATIONAL BANK |
| Jan 5, 2020 | Loan Modification, Mortgage SOUTHSTAR BK SSB |
| Oct 5, 2019 | Loan Modification, Mortgage SOUTHSTAR BK SSB |
| Mar 2, 2017 | Vendor's Lien, Transfer · Conventional Mortgage SOUTHSTAR BANK SSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on Record |
| Deed Sale | Mar 2, 2017 · Amount on Record |
| Deed Document Number | 201734695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000047535 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022047535 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.65% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.65% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | TEXAS NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000158424 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018158424 |
| Name | SOUTHSTAR BANK SSB |
|---|---|
| Type | Bank |
| Address | MOULTON, TX 77975 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Oct 5, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063585 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020063585 |
| Name | CROCKETT NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Document Number | 0000011330 |
| Instrument Date | Jan 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000011330 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 11330 |
| Name | SOUTHSTAR BK SSB |
|---|---|
| Address | 100 S MAIN ST, MOULTON, TX 77975-4598 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jan 22, 2027 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Document Number | 0000165144 |
| Instrument Date | Oct 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 945 RIVERCLIFF RD SPICEWOOD TX 786692648, SPICEWOOD, TX 78669-2648 |
| Document Number | 0000165144 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 165144 |
| Name | SOUTHSTAR BK SSB |
|---|---|
| Address | 100 S MAIN ST, MOULTON, TX 77975-4598 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Oct 21, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Mar 2, 2017 |
| Property Address | 945 RIVERCLIFF DR, SPICEWOOD, TX 78669-2648 |
| Document Number | 0000034695 |
| Map Reference | FILE200000144 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 2017034695 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15213 SWISS ALPS CT, AUSTIN, TX 78738-4035 |
| Document Number | 0000034696 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017034696 |
| Name | SOUTHSTAR BANK SSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 1, 2018 |
Source: Travis County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Travis County |
| Unified School District | Marble Falls Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,807.00 (+138.45%) Homeowner's exemption Senior Citizen's exemption | $1,537,096 (+7.6%) | $2,136,857 (+49.58%) Land $274,500 Building $1,862,357 |
| 2024 | $6,629.00 | ||
| 2023 | $1,428,542 Land $274,500 Building $1,154,042 | $1,428,542 Land $274,500 Building $1,154,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
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