1004 Rivercliff Dr, Spicewood, TX 78669 Property Records

Travis County property record for 1004 Rivercliff Dr, Spicewood, TX 78669

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,536 sqft · built 2022
Lot Size6.38 acres (277,913 sqft)
Owner2 Individual Names on Record
Tax Bill$7,091 (2024)
Deeds & MortgagesOct 2021 Construction Loan
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN0558090202

Property Details

APN / Parcel Number

Primary APN0558090202
Alternative APNs
  • 05580902020000
  • 534686

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,536 sqft Living Area
1st Floor Area3,536 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Foundation TypeBlock
Roof TypeFlat
Roof MaterialFiberglass
Lot Area277,913 sqft (6.38 acres)
Garage TypeAttached
Garage Area931 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number534686
Old Parcel Number05580902020000
Street Address1004 RIVERCLIFF DR
CitySPICEWOOD
StateTX
Zip78669-2647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 RIVERCLIFF SEC 2 PHS A
Legal SubdivisionRIVERCLIFF SEC 2 PHS A
Legal PhaseA
Legal Lot Number11
JurisdictionTRAVIS TX
Township / Civil DivisionSOUTHWEST TRAVIS
Census Block Group2
Census Block2037
Census Tract35300

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1004 RIVERCLIFF DR, SPICEWOOD, TX 78669-2647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Construction Mortgage
SOUTHSTAR BANK SSB
Jan 27, 2021Warranty Deed, Transfer
TEXAS NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021
Deed SaleJan 27, 2021
Prior SaleDec 1, 2009
Deed Document Number2021018736
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address1004 RIVERCLIFF DR, SPICEWOOD, TX 78669-2647
Transaction TypeMortgage
Record UpdatedNov 24, 2023
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000233812
DateOct 20, 2021
Instrument2021233812
Lender
NameSOUTHSTAR BANK SSB
TypeBank
AddressMOULTON, TX 77975
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term378 Months
DueApr 19, 2053
Interest
Rate TypeAdjustable Rate
Rate4.34%
Type Change DateApr 19, 2028
Change FrequencyAnnually
Min Rate At Change4.34%
Max Rate At Change6.34%
IndexPrime Rate
Margin2
Max Rate10.3%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRAVIS TX
Recording DateJan 27, 2021
Property Address1004 RIVERCLIFF DR, SPICEWOOD, TX 78669-2647
Document Number0000018736
Instrument DateJan 26, 2021
Instrument18736
Transaction TypeTransfer
Record UpdatedFeb 22, 2021
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16320 ROCKIES RUN SMT AUSTIN TX 787384029, AUSTIN, TX 78738-4029

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyTravis County
Unified School DistrictMarble Falls Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,634,817 (+10.97%) Land $463,348 Building $1,194,049$1,657,397 (+12.5%) Land $463,348 Building $1,194,049
2024$7,091.00
2023$1,473,229 Land $463,348 Building $1,009,881$1,473,229 Land $463,348 Building $1,009,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 53% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100

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