Erie County and Buffalo City property record for 945 Prospect Ave, Buffalo, NY 14213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,572 sqft · built 1910 |
| Lot Size | 0.085 acres (3,696 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,500 (May 2020) |
| Tax Bill | $284 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.49-2-16 |
| Primary APN | 140200 99.49-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Attic | Attic |
| Attic Area | 350 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,696 sqft (0.085 acres) |
| Lot Dimensions | 132 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00779500 |
|---|---|
| Street Address | 945 PROSPECT AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-2E |
| Legal Description | 13O. NW SCHOOL |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7000 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 945 PROSPECT AVE, BUFFALO, NY 14213-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SJP FCU |
| May 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Jun 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2018 | Trustee's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on Record |
| Deed Sale | May 6, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Document Number | 202076838 |
| Deed Book / Page | 11360 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 945 PROSPECT AVE, BUFFALO, NY 14213-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138607321 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 13860/7321 |
| Instrument | 2018128358 |
| Name | SJP FCU |
|---|---|
| Type | Non-Lending Institution |
| Address | BUFFALO, NY 14223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 6, 2020 |
| Property Address | 945 PROSPECT AVE, BUFFALO, NY 14213-2023 |
| Document Number | 0113600274 |
| Book / Page | 11360 / 274 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020076838 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 FARGO AVE APT 2, 2, BUFFALO, NY 14213-2056 |
| Document Number | 0139386815 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 13938/6815 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 28, 2018 |
| Property Address | 945 PROSPECT AVE, BUFFALO, NY 14213-2023 |
| Document Number | 0113311259 |
| Book / Page | 011331 / 001259 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 138 PATRICIA LN CHEEKTOWAGA NY 142271222, CHEEKTOWAGA, NY 14227-1222 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 12, 2018 |
| Property Address | 945 PROSPECT AVE, BUFFALO, NY 14213-2023 |
| Document Number | 0113242060 |
| Book / Page | 011324 / 002060 |
| Instrument Date | Jan 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 187 LOUVAINE DR BUFFALO NY 142232757, BUFFALO, NY 14223-2757 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284.00 (-69.82%) | ||
| 2025 | $941.00 (-14.76%) | $86,000 (+26.47%) Land $23,000 Building $63,000 | $86,000 (-22.22%) Land $23,000 Building $63,000 |
| 2024 | $1,104.00 (+212.75%) | $68,000 (-) Land $14,000 Building $54,000 | $110,569 (+13.82%) Land $22,764 Building $87,805 |
| 2023 | $353.00 | $68,000 Land $14,000 Building $54,000 | $97,143 Land $20,000 Building $77,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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