945 Park Ave, Laguna Beach, CA 92651 Property Records

Orange County property record for 945 Park Ave, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,995 sqft · built 1948
Lot Size	0.131 acres (5,704 sqft)
Owner	2 Trust Names on File
Last Sale	$2,380,000 (Jul 2026)
Tax Bill	$11,040 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-372-08`

Property Details

APN / Parcel Number

Primary APN	`641-372-08`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	5,704 sqft (0.131 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	945 PARK AVE
City	LAGUNA BEACH
State	CA
Zip	92651-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S TWP 7 RGE 9 SEC 24 SEC 24 T 7 R 9 IRREG LOT IN S1/2 S1/2
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	62619

Owner

945 Park Ave is held in a trust since July 2026.

Source: Orange County records, as of August 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	945 N PARK CIR, LONG BEACH, CA 90813-4030
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Apr 1, 2026	Grant Deed, Transfer · Conventional Mortgage CENTER STREET LENDING MP III SPE
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Apr 1, 2026 · Amount on File
Deed Document Number	2026218560
Prior Transfer Date	Jan 8, 2010
Prior Transfer Doc	0000088574
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 31, 2026
Property Address	945 PARK AVE, LAGUNA BEACH, CA 92651-2215
Document Number	0000218560
Instrument Date	Jul 29, 2026
Instrument	2026218560
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264,418.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Mortgage

Document Number	0000218561,
Date	Jul 31, 2026
Instrument	2026218561

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 1, 2026
Property Address	945 PARK AVE, LAGUNA BEACH, CA 92651-2215
Document Number	0000093680
Instrument Date	Mar 27, 2026
Instrument	202693680
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,094.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000093681,
Date	Apr 1, 2026
Instrument	202693681

Lender

Name	CENTER STREET LENDING MP III SPE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	945 PARK AVE, LAGUNA BEACH, CA 92651-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477144
Date	Nov 9, 2017
Instrument	2017000477144

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	945 PARK AVE, LAGUNA BEACH, CA 92651-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000249362
Date	Jun 2, 2020
Instrument	2020000249362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 945 Park Ave was $11,040, up 2.4% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,010,714 (+2%) Land $882,090 Building $128,624
2025	$11,040.00 (+2.37%) Homeowner's exemption	$990,897 Land $864,795 Building $126,102
2024	$10,784.00 (-0.44%)
2023	$10,832.00 (+2.51%) Homeowner's exemption	$952,420 Land $831,214 Building $121,206
2022	$10,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 945 Park Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1993–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Park Ave is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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