945 N 4th St, Reading, PA 19601 Property Records

Berks County property record for 945 N 4th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,596 sqft · built 1915
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Jun 2017)
Tax Bill	$2,210 (2026)
Deeds & Mortgages	Aug 2021 Second Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-50-75-3596`

Property Details

APN / Parcel Number

Primary APN	`5307-50-75-3596`
Alternative APNs	`14-5307-50-75-3596` `14067000` `067000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14067000
Street Address	945 N 4TH ST
City	READING
State	PA
Zip	19601-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 N 4TH ST, READING, PA 19601-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Jun 7, 2017	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on Record
Deed Sale	Jun 7, 2017 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	201720395
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	945 N 4TH ST, READING, PA 19601-2109
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042028
Date	Aug 23, 2021
Instrument	2021042028

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2031

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 7, 2017
Property Address	945 N 4TH ST, READING, PA 19601-2109
Document Number	0000020395
Instrument Date	May 19, 2017
Instrument	2017020395
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 N 4TH ST, READING, PA 19601-2109

Mortgage

Document Number	0000020396
Date	Jun 7, 2017
Instrument	2017020396

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (+6.66%)	$78,300 (-) Land $12,600 Building $65,700	$12,600 (-83.91%) Land $12,600
2024	$2,072.00	$78,300 Land $12,600 Building $65,700
1994			$78,300 Land $12,600 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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