940 N 4th St, Reading, PA 19601 Property Records

Berks County property record for 940 N 4th St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,608 sqft · built 1915
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Mar 2019)
Tax Bill$1,849 (2026)
Deeds & MortgagesSep 2020 Mortgage
May 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN5307-50-75-2526

Property Details

APN / Parcel Number

Primary APN5307-50-75-2526
Alternative APNs
  • 14-5307-50-75-2526
  • 14066925
  • 066925

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,608 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area3,485 sqft (0.08 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14066925
Street Address940 N 4TH ST
CityREADING
StatePA
Zip19601-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block75
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2005
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Queen Anne Historic District
listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address940 N 4TH ST, READING, PA 19601-2110
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST CITIZENS COMMUNITY BANK
May 31, 2019Deed of Trust, Mortgage
FIRST CITIZENS CMNTY BK
May 31, 2019Deed of Trust, Mortgage
FIRST CITIZENS CMNTY BK
Mar 6, 2019Grant Deed, Transfer
POWER SETTLEMENT GROUP LLC, POWER SETTLEMENT GRP LLC
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2019 · Amount on Record
Deed SaleMar 6, 2019 · Amount on Record
Deed Document Number20196713
Last Transfer DateSep 2, 2020
Transfer Doc0000033968
Record UpdatedOct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERKS PA
Recording DateSep 22, 2020
Property Address940 N 4TH ST, READING, PA 19601-2110
Document Number0000033968
Instrument DateSep 2, 2020
Instrument2020033968
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyPOWER SETTLEMENT GROUP LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address940 N 4TH ST, READING, PA 19601-2110

Mortgage

Document Number0000033969
DateSep 22, 2020
Instrument2020033969
Lender
NameFIRST CITIZENS COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address940 N 4TH ST, READING, PA 19601-2110
Document Number0000017893
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJun 19, 2019
Title CompanyEDGE ABSTRACT

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address940 N 4TH ST READING PA 196012110, READING, PA 19601-2110

Mortgage

Document Number0000017893
DateJun 6, 2019
Instrument17893
Lender
NameFIRST CITIZENS CMNTY BK
TypeBank
AddressMANSFIELD, PA 16933
Agreement
AmountAmount Recorded
Term360 Months
DueJun 5, 2049
Interest
Rate TypeAdjustable Rate
Rate5.37%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address940 N 4TH ST, READING, PA 19601-2110
Document Number0000020293
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address940 N 4TH ST READING PA 196012110, READING, PA 19601-2110

Mortgage

Document Number0000020293
DateJun 25, 2019
Instrument20293
Lender
NameFIRST CITIZENS CMNTY BK
TypeBank
AddressMANSFIELD, PA 16933
Agreement
AmountAmount Recorded
Term360 Months
DueJun 24, 2049
Interest
Rate TypeAdjustable Rate
Rate5.37%

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKS PA
Recording DateMar 6, 2019
Property Address940 N 4TH ST, READING, PA 19601-2110
Document Number0000006713
Instrument DateFeb 28, 2019
Instrument6713
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanyPOWER SETTLEMENT GROUP LLC, POWER SETTLEMENT GRP LLC

Transaction

AmountAmount Recorded
Tax$950.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address940 N 4TH ST READING PA 196012110, READING, PA 19601-2110

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKS PA
Recording DateDec 20, 2018
Property Address940 N 4TH ST, READING, PA 19601-2110
Document Number0000043799
Instrument DateDec 8, 2018
Instrument43799
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 WALNUT ST READING PA 196013477, READING, PA 19601-3477

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,849.00 (+6.63%) Homeowner's exemption$65,500 (-) Land $12,000 Building $53,500$12,000 (-81.68%) Land $12,000
2024$1,734.00$65,500 Land $12,000 Building $53,500
1994$65,500 Land $12,000 Building $53,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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