Catoosa County property record for 945 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,002 sqft · built 2020 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2021) |
| Tax Bill | $3,679 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N200 |
| Primary APN | 0038N200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,002 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 528 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29287 |
|---|---|
| Street Address | 945 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 200 WHITE OAK PLANTATION PHASE 7 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 7 |
| Legal Lot Number | 200 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30201 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 945 LIVE OAK RD, RINGGOLD, GA 30736-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESID'L MTG |
| Apr 28, 2020 | Quit Claim Deed, Transfer FIRST VOLUNTEER BK |
| Oct 28, 2019 | Deed of Trust, Construction Loan · Line of Credit FIRST VOLUNTEER BK |
| Jan 24, 2019 | Deed of Trust, Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Deed Document Number | 2021440 |
| Deed Book / Page | 2119 / 308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 8, 2021 |
| Property Address | 945 LIVE OAK RD, RINGGOLD, GA 30736-3417 |
| Document Number | 0021190308 |
| Book / Page | 002119 / 000308 |
| Instrument Date | Mar 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2021 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 945 LIVE OAK RD RINGGOLD GA 307363417, RINGGOLD, GA 30736-3417 |
| Document Number | 21190310 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 002119/000310 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 28, 2020 |
| Property Address | 945 LIVE OAK RD, RINGGOLD, GA 30736-3417 |
| Document Number | 0020480454 |
| Book / Page | 002048 / 000454 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 3108 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 945 LIVE OAK RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 20480457 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 002048/000457 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 27, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Oct 28, 2019 |
| Property Address | 945 LIVE OAK RD, RINGGOLD, GA 30736-3417 |
| Document Number | 0020160166 |
| Book / Page | 002016 / 000166 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 7372 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1796 MACK SMITH RD ROSSVILLE GA 307413752, ROSSVILLE, GA 30741-3752 |
| Document Number | 20160166 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 002016/000166 |
| Instrument | 7372 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 27, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 945 LIVE OAK RD, RINGGOLD, GA 30736-3417 |
| Document Number | 0019720217 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 892 LIVE OAK RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 0019720217 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 001972/000217 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 24, 2049 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,679.00 (+12.92%) | $193,804 (+33.15%) Land $20,000 Building $173,804 | $484,511 (+33.15%) Land $50,000 Building $434,511 |
| 2023 | $3,258.00 (+26.92%) | $145,552 Land $22,000 Building $123,552 | $363,880 Land $55,000 Building $308,880 |
| 2022 | $2,567.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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