892 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 892 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,499 sqft · built 2018
Lot Size0.289 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Jan 2019)
Tax Bill$4,293 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jan 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0038N204

Property Details

APN / Parcel Number

Primary APN0038N204
Alternative APN
  • 29291

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,499 sqft Heated Area
1st Floor Area1,399 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.289 acres)
Garage Area11 sqft
PorchPorch
Porch Area144 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number29291
Street Address892 LIVE OAK RD
CityRINGGOLD
StateGA
Zip30736-3397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 204 WHITE OAK PLANTATION PHASE 7
Legal SubdivisionWHITE OAK PLANTATION
Legal Phase7
Legal Lot Number204
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group2
Census Block2003
Census Tract30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address892 LIVE OAK RD, RINGGOLD, GA 30736-3397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Conventional with PMI
FIRST CITIZENS NAT'L BK
Jan 25, 2019Warranty Deed, Subdivision Related Transfer
NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC
Jan 24, 2019Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2019 · Amount on Record
Deed SaleJan 24, 2019 · Amount on Record
Prior SaleJun 1, 2018 · Amount on Record
Deed Document Number0001972215
Deed Book / Page1972 / 215
Last Transfer DateJan 25, 2019
Transfer Doc0019720215
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address892 LIVE OAK RD, RINGGOLD, GA 30736-3397
Document Number0020540586
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 LIVE OAK RD RINGGOLD GA 307363397, RINGGOLD, GA 30736-3397

Mortgage

Document Number0020540586
DateMay 28, 2020
Book Page002054/000586
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38024
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 27, 2050

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateJan 25, 2019
Property Address892 LIVE OAK RD, RINGGOLD, GA 30736-3397
Document Number0019720215
Book / Page001972 / 000215
Instrument DateJan 24, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 18, 2020
Title CompanyNORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transaction

AmountAmount Recorded
Tax$360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateJan 24, 2019
Property Address892 LIVE OAK RD, RINGGOLD, GA 30736-3397
Document Number0019720215
Book / Page1972 / 215
Instrument DateJan 24, 2019
Instrument2019-000119
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 LIVE OAK RD, RINGGOLD, GA 30736-3397

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,293.00 (+6.32%) Homeowner's exemption$228,482 (+25.28%) Land $20,000 Building $208,482$571,205 (+25.28%) Land $50,000 Building $521,205
2023$4,038.00 (+20.04%) Homeowner's exemption$182,374 Land $22,000 Building $160,374$455,935 Land $55,000 Building $400,935
2022$3,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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