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945 John St, Covington, KY 41016 Property Records

Kenton County property record for 945 John St, Covington, KY 41016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1950
Square Footage1,196 sqft Finished Area
Lot Size3,485 sqft (0.08 acres)
Last Sale$45,000 (2022)
Tax Bill$993.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-30-00-084.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,196 sqft Finished Area
Gross Area1,334 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,485 sqft (0.08 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address945 JOHN ST
CityCOVINGTON
StateKY
Zip41016-1632
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJAMIESON E 30' LOT 17
Legal SubdivisionJAMIESON
Legal Lot Number17
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1013
Census Tract63800

Owner

Source: Kenton County records · APN 040-30-00-084.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address312 S 4TH ST, 700, LOUISVILLE, KY 40202-3046
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Line of Credit
JOSEPH DRESSMAN CESA
Jul 27, 2022Quit Claim Deed, Transfer · Commercial Mortgage
KIAVI FUNDING INC
Jan 21, 2022Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleJan 21, 2022 · Amount on Record
Deed Doc Number202240
Deed Book / Page179 / 230
Prior Transfer DateJul 14, 2022
Prior Transfer Doc0005900040
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address945 JOHN ST, COVINGTON, KY 41016-1632
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 4TH AVE N 306, 306, NASHVILLE, TN 37219-2485

Mortgage

Document Number0000002858
DateFeb 12, 2026
Book Page733/726
Instrument26059000002858
Lender
NameJOSEPH DRESSMAN CESA
TypeNon-Lending Institution
AddressCINCINNATI, OH 45215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term6 Months
DueAug 11, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJul 27, 2022
Property Address945 JOHN ST, COVINGTON, KY 41016-1632
Document Number0005900040
Book / Page179 / 230
Instrument DateJul 14, 2022
Instrument22072705900040
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address312 S 4TH ST # ST700, 312, LOUISVILLE, KY 40202-3021

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 S 4TH ST STE 700, 700, LOUISVILLE, KY 40202-3046

Mortgage

Document Number0005900041
DateJul 27, 2022
Instrument22072705900041
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 21, 2022
Property Address945 JOHN ST, COVINGTON, KY 41016-1632
Document Number0005900014
Book / Page143 / 922
Instrument DateJan 15, 2022
Instrument22012105900014
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3109 WINDING TRAILS DR, 3109, EDGEWOOD, KY 41017-8108

Transferred To (Grantee/Buyer)

NameVerified Name
Address13977 SEMINOLE, REDFORD, MI 48239-3033

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$993.00 (+65.78%)$75,000 (+66.67%) Land $5,000 Building $70,000$75,000 (+66.67%) Land $5,000 Building $70,000
2023$599.00$45,000 Land $5,000 Building $40,000$45,000 Land $5,000 Building $40,000

Flood & Wildfire

945 John St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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