943 John St, Covington, KY 41016 Property Records

Kenton County property record for 943 John St, Covington, KY 41016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,418 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Mar 2022)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-081.01`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-081.01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,418 sqft Finished Area
Gross Area	1,565 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	943 JOHN ST
City	COVINGTON
State	KY
Zip	41016-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMIESON LOTS 18-19
Legal Subdivision	JAMIESON
Legal Lot Number	18-19
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	63800

Owner

Source: Kenton County records · APN 040-30-00-081.01

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	523 NORMANDY CT, COVINGTON, KY 41011-3631
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 02, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Deed Document Number	202239
Deed Book / Page	150 / 927
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 23, 2026
Property Address	943 JOHN ST, COVINGTON, KY 41016-1632
Document Number	0000015915
Book / Page	464 / 985
Instrument Date	Jul 10, 2026
Instrument	202615915
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$7,979.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000015916,
Date	Jul 23, 2026
Instrument	2026072315916

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2027

Interest

Rate	6.52%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	943 JOHN ST, COVINGTON, KY 41016-1632
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900062
Date	Mar 24, 2022
Book Page	352/239
Instrument	22032405900062

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 02, 2022
Property Address	943 JOHN ST, COVINGTON, KY 41016-1632
Document Number	0005900039
Book / Page	150 / 927
Instrument Date	Feb 22, 2022
Instrument	22030205900039
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 SUNGLOW DR, VILLA HILLS, KY 41017-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 NORMARAY COURT, FORT WRIGHT, KY 41011

Mortgage

Document Number	0005900062
Date	Mar 02, 2022
Instrument	22032405900062

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (+32.63%)	$100,000 (+33.33%) Land $5,000 Building $95,000	$100,000 (+33.33%) Land $5,000 Building $95,000
2023	$999.00	$75,000 Land $5,000 Building $70,000	$75,000 Land $5,000 Building $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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