945 Hilltop Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 945 Hilltop Rd, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,086 sqft · built 1983
Lot Size	1.03 acres (45,050 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Aug 2013)
Tax Bill	$5,716 (2023)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-749-90036850`

Property Details

APN / Parcel Number

Primary APN	`03-749-90036850`
Alternative APNs	`374990036850` `74990036850`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,086 sqft Total Area
1st Floor Area	1,176 sqft
Basement Area	999 sqft
Finished Basement	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,050 sqft (1.03 acres)
Garage Type	Built-in
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	74990036850
Old Parcel Number	374990036850
Street Address	945 HILLTOP RD
City	ARNOLD
State	MD
Zip	21012-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 331 945 HILLTOP RD SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Lot Number	331 945
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	731107

Owner

Source: Anne Arundel County records · APN 03-749-90036850

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	945 HILLTOP RD, ARNOLD, MD 21012-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2013 · Amount on Record
Deed Sale	Aug 09, 2013 · Amount on Record
Deed Document Number	0026503290
Deed Book / Page	26503 / 290
Record Updated	Jun 07, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	945 HILLTOP RD, ARNOLD, MD 21012-1738
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0334420129
Date	Aug 08, 2019
Book Page	33442/129

Lender

Name	SUN TRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,716.00 Homeowner's exemption	$551,500 Land $254,200 Building $297,300	$551,500 Land $254,200 Building $297,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 187 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fiber	980 / 880

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.