Anne Arundel County property record for 943 Hilltop Rd, Arnold, MD 21012
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4.5 ba · 4,973 sqft · built 2003 |
| Lot Size | 1.04 acres (45,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Mar 2021) |
| Tax Bill | $11,338 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-749-90212569 |
| Primary APN | 03-749-90212569 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,973 sqft Gross Area |
| 1st Floor Area | 2,474 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,700 sqft |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 169 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 74990212569 |
|---|---|
| Street Address | 943 HILLTOP RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1738 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R1 |
| Legal Description | LT 330 SHORE ACRES |
| Legal Subdivision | SHORE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 330 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 731107 |
943 Hilltop Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 943 HILLTOP RD, ARNOLD, MD 21012-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 5, 2021 | Deed, Transfer · VA Mortgage SEATRUST MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on File |
| Deed Sale | Mar 5, 2021 · Amount on File |
| Prior Sale | May 23, 2003 · Amount on File |
| Deed Book / Page | 36287 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 943 HILLTOP RD, ARNOLD, MD 21012-1738 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 943 HILLTOP RD, ARNOLD, MD 21012-1738 |
| Document Number | 0421570102 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 42157/102 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 5, 2021 |
| Property Address | 943 HILLTOP RD, ARNOLD, MD 21012-1738 |
| Document Number | 0362870142 |
| Book / Page | 36287 / 142 |
| Map Reference | MB 7 PL 19 |
| Instrument Date | Jan 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, CHURCH CIRCLE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 943 HILLTOP RD, ARNOLD, MD 21012-1738 |
| Document Number | 0036287148 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 36287/148 |
| Name | SEATRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 943 Hilltop Rd was $11,338 with a homeowner's exemption, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,166,467 (+9.69%) | $1,269,500 (-) Land $254,400 Building $1,015,100 | |
| 2025 | $11,338.00 (+2.35%) Homeowner's exemption | $1,063,433 | $1,269,500 Land $254,400 Building $1,015,100 |
| 2024 | $11,078.00 (+8.98%) | ||
| 2023 | $10,165.00 | $930,933 | $960,400 Land $254,400 Building $706,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 943 Hilltop Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 943 Hilltop Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
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