Jackson County property record for 945 Hickory Dr, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,045 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Last Sale | $620,000 (Aug 2023) |
| Tax Bill | $2,558 (2025) |
| Deeds & Mortgages | Aug 2023 Sale May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8502-14-3499 |
| Primary APN | 8502-14-3499 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Heated Area |
| 1st Floor Area | 2,045 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 945 HICKORY DR |
|---|---|
| City | SAPPHIRE |
| State | NC |
| Zip | 28774-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 UN 4 HOLLY FOREST |
| Legal Subdivision | UNIT IV HOLLY FOREST |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 950900 |
945 Hickory Dr is held in a trust since August 2023.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3630 PEACHTREE RD NE, 2006, ATLANTA, GA 30326-1545 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Warranty Deed, Transfer |
| May 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on File |
| Deed Sale | Aug 15, 2023 · Amount on File |
| Deed Book / Page | 2361 / 1448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Aug 15, 2023 |
| Property Address | 945 HICKORY DR, SAPPHIRE, NC 28774-8646 |
| Document Number | 0023611448 |
| Book / Page | 2361 / 1448 |
| Map Reference | CAB 3 SL 199 |
| Instrument Date | Aug 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 416, GLENVILLE, NC 28736-0416 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3630 PEACHTREE RD NE UNIT 2006, 2006, ATLANTA, GA 30326-1545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 945 HICKORY DR, SAPPHIRE, NC 28774-8646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021880296 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 2188/296 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2032 |
The 2025 property tax bill for 945 Hickory Dr was $2,558.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $673,183 Land $17,250 Building $655,933 | |
| 2025 | $2,558.00 | |
| 2023 | $1,260.00 | $331,630 Land $25,000 Building $306,630 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 945 Hickory Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 Hickory Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures