892 Hickory Dr, Sapphire, NC 28774 Property Records

Jackson County property record for 892 Hickory Dr, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1981
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$509,000 (Mar 2022)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8502-14-7332`

Property Details

APN / Parcel Number

Primary APN	`8502-14-7332`
Alternative APN	`180459`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,008 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	160 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	892 HICKORY DR
City	SAPPHIRE
State	NC
Zip	28774-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 92 UN 4 HOLLY FOREST
Legal Subdivision	HOLLY FOREST
Legal Lot Number	92
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1098
Census Tract	950900

Owner

892 Hickory Dr is owned by two individuals who bought it in March 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1905 N EMBER PATH, HERNANDO, FL 34442-6380
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Feb 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Book / Page	2330 / 668
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	0019380554
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 24, 2022
Property Address	892 HICKORY DR, SAPPHIRE, NC 28774-9611
Document Number	0023300668
Book / Page	2330 / 668
Map Reference	CAB 24 SL 544
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 WOODMONT DR, 1103, HENDERSONVILLE, NC 28791-3357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31640 FAIRHILL DR, WESLEY CHAPEL, FL 33543-7013

Mortgage

Document Number	0002330671
Date	Mar 24, 2022
Instrument	2330/671

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 29, 2021
Property Address	892 HICKORY DR, SAPPHIRE, NC 28774-9611
Document Number	0022910277
Book / Page	2291 / 277
Map Reference	CAB 24 SL 544
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10051 14TH AVE NW, 10051, SEATTLE, WA 98177-5301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 WOODMONT DR, HENDERSONVLLE, NC 28791-3357

Mortgage

Document Number	0002291281
Date	Jan 29, 2021
Instrument	2291/281

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 12, 2018
Property Address	892 HICKORY DR, SAPPHIRE, NC 28774-9611
Document Number	0022071150
Book / Page	2207 / 1150
Instrument Date	Feb 5, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10051 14TH AVE NW, SEATTLE, WA 98177-5301

Tax Assessment & Valuation

The 2025 property tax bill for 892 Hickory Dr was $2,181.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,198 (-) Land $28,000 Building $546,198
2025	$2,181.00	$574,198 Land $28,000 Building $546,198
2023	$1,198.00	$315,490 Land $25,000 Building $290,490

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 892 Hickory Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 892 Hickory Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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