Charlotte County property record for 945 Garden Rd, Red Oak, VA 23964
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $918 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 090-A---110-B |
| Primary APN | 090-A---110-B |
|---|
| Lot Area | 130,680 sqft (3 acres) |
|---|
| Street Address | 945 GARDEN RD |
|---|---|
| City | RED OAK |
| State | VA |
| Zip | 23964-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB 16/97 DB 451/286 |
| Jurisdiction | CHARLOTTE VA |
| Township / Civil Division | BACON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 930300 |
945 Garden Rd is owned and occupied by an individual.
Source: Charlotte County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 945 GARDEN RD, RED OAK, VA 23964-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 945 Garden Rd was $918.
Source: Charlotte County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Charlotte County |
| Unified School District | Charlotte County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $918.00 | $224,011 Land $13,500 Building $210,511 | $224,011 Land $13,500 Building $210,511 |
| 2023 | $840.00 | $135,526 Land $12,825 Building $122,701 | $135,526 Land $12,825 Building $122,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 Garden Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 945 Garden Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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