Charlotte County property record for 641 Garden Rd, Red Oak, VA 23964
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1978 |
| Lot Size | 0.604 acres (26,310 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $445 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-6---6 |
| Primary APN | 090-6---6 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,310 sqft (0.604 acres) |
| Street Address | 641 GARDEN RD |
|---|---|
| City | RED OAK |
| State | VA |
| Zip | 23964-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 270/343 RED OAK LOT 6 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE VA |
| Township / Civil Division | BACON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 930300 |
Source: Charlotte County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 GARDEN RD, RED OAK, VA 23964-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlotte County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Charlotte County |
| Unified School District | Charlotte County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $445.00 (+4.46%) | $108,710 (+57.95%) Land $10,405 Building $98,305 | $108,710 (+57.95%) Land $10,405 Building $98,305 |
| 2023 | $426.00 | $68,824 Land $7,414 Building $61,410 | $68,824 Land $7,414 Building $61,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower Broadband Fiber | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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