945 Elm St, Beloit, WI 53511 Property Records

Rock County property record for 945 Elm St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,632 sqft · built 1907
Lot Size	0.167 acres (7,275 sqft)
Owner	Company Name on File
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 13580655`

Property Details

APN / Parcel Number

Primary APN	`206 13580655`
Alternative APN	`13580655`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	7,275 sqft (0.167 acres)

Location & Zoning

Account Number	206 13580655
Street Address	945 ELM ST
City	BELOIT
State	WI
Zip	53511-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 33 FT L 3 & N 22 FT L 4 B 4 BALLS ADD & W 1/2 VAC ALLEY ADJ ON EAST
Legal Subdivision	BALLS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2034
Census Tract	1700

Owner

Source: Rock County records · APN 206 13580655

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	945 ELM ST, BELOIT, WI 53511-5101
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2013
Deed Sale	Sep 04, 2013
Prior Sale	Jun 04, 2013 · Amount on Record
Deed Document Number	20131987474
Last Transfer Date	May 23, 2025
Transfer Doc	0002285894
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	945 ELM ST, BELOIT, WI 53511-5101
Transaction Type	Mortgage
Record Updated	Sep 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002246131
Date	Aug 15, 2023
Instrument	2246131

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2043

Tax Assessment & Valuation

Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (+15.7%)	$132,200 (+19.21%) Land $10,500 Building $121,700	$145,200 (+15.15%)
2023	$1,745.00	$110,900 Land $10,500 Building $100,400	$126,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 795 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BELOIT serves 36,677 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.