940 Elm St, Beloit, WI 53511 Property Records

Rock County property record for 940 Elm St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,252 sqft · built 1890
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Dec 2023)
Tax Bill	$1,424 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 13580510`

Property Details

APN / Parcel Number

Primary APN	`206 13580510`
Alternative APN	`13580510`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,252 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,233 sqft (0.189 acres)

Location & Zoning

Account Number	206 13580510
Street Address	940 ELM ST
City	BELOIT
State	WI
Zip	53511-5180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 15 B 3 BALLS ADD
Legal Subdivision	BALLS ADD
Legal Lot Number	15
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2035
Census Tract	1700

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	940 ELM ST, BELOIT, WI 53511-5180
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
May 2, 2008	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2013	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BANK
Dec 7, 2023	Quit Claim Deed, Transfer LENDSERV TITLE
Sep 14, 2023	Warranty Deed, Transfer LENDSERV TITLE, LENDSERVE TITLE
Jun 22, 2006	Warranty Deed, Transfer · VA Mortgage GN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Dec 7, 2023
Deed Document Number	20232253360
Prior Transfer Date	Nov 13, 2023
Prior Transfer Doc	0002253360
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	940 ELM ST, BELOIT, WI 53511-5180
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002250425
Date	Oct 20, 2023
Instrument	2250425

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2053

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	940 ELM ST, BELOIT, WI 53511-5180
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001829568
Date	May 2, 2008
Instrument	1829568

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2023

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	940 ELM ST, BELOIT, WI 53511-5180
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001985144
Date	Aug 5, 2013
Instrument	1985144

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2028

Interest

Rate Type	Fixed Rate

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK WI
Recording Date	Dec 7, 2023
Property Address	940 ELM ST, BELOIT, WI 53511-5180
Document Number	0002253360
Instrument Date	Nov 13, 2023
Instrument	2253360
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LENDSERV TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 ELM ST, BELOIT, WI 53511-5180

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 14, 2023
Property Address	940 ELM ST, BELOIT, WI 53511-5180
Document Number	0002248099
Instrument Date	Sep 8, 2023
Instrument	2248099
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LENDSERV TITLE, LENDSERVE TITLE

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 22, 2006
Property Address	940 ELM ST, BELOIT, WI 53511-5180
Document Number	0001754924
Instrument Date	Jun 21, 2006
Instrument	1754924
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 ELM ST, BELOIT, WI 53511-5180

Mortgage

Document Number	0001754925
Date	Jun 22, 2006
Instrument	1754925

Lender

Name	GN MORTGAGE LLC
Type	Mortgage Company
Address	ROSELLE, IL 60172

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,424.00 (+30.4%) Homeowner's exemption	$96,600 (+23.06%) Land $11,900 Building $84,700	$106,100 (+18.81%)
2023	$1,092.00 (-3.96%) Homeowner's exemption	$78,500 (-) Land $11,900 Building $66,600	$89,300 (+9.71%)
2022	$1,137.00 Homeowner's exemption	$78,500 Land $11,900 Building $66,600	$81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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