Madison County property record for 945 E Acton Ave, Wood River, IL 62095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,016 sqft · built 1940 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Oct 2023) |
| Tax Bill | $1,462 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Sale & Line of Credit |
| APN | 19-2-08-27-08-201-033 |
| Primary APN | 19-2-08-27-08-201-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 945 E ACTON AVE |
|---|---|
| City | WOOD RIVER |
| State | IL |
| Zip | 62095-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERSHALLS ADD TO WOOD RIVER LOT 22 PT 21 60 X 120 |
| Legal Subdivision | PERSHALLS ADDN |
| Legal Lot Number | 22 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | WOOD RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 401102 |
945 E Acton Ave is owned and occupied by an individual who bought it in October 2023.
Source: Madison County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1106 WASHINGTON AVE, ALTON, IL 62002-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Oct 12, 2023 | Warranty Deed, Transfer · Line of Credit CARROLLTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on File |
| Deed Sale | Oct 12, 2023 · Amount on File |
| Deed Document Number | 202327515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 945 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000011343 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202611343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 945 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000011343, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202611343 |
| Name | CARROLLTON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 12, 2023 |
| Property Address | 945 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000027515 |
| Map Reference | PB 14 PG 13 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023R27515 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4804 SANDY CT, ALTON, IL 62002-5823 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1106 WASHINGTON AVE, ALTON, IL 62002-2807 |
| Document Number | 0000027516 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023R27516 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 945 E Acton Ave was $1,462 with a homeowner's exemption, down 24.5% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Wood River Township |
| Municipality | Wood River City |
| Unified School District | Roxana Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,462.00 (-24.48%) | $32,040 Land $6,140 Building $25,900 | $96,120 Land $18,420 Building $77,700 |
| 2024 | $1,936.00 | ||
| 2022 | $1,802.00 | $25,440 Land $4,880 Building $20,560 | $76,397 Land $14,655 Building $61,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 945 E Acton Ave; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 945 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHALTO serves 15,210 people · EPA ID IL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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