Madison County property record for 909 E Acton Ave, Wood River, IL 62095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1935 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Oct 2021) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2021 Mortgage + 2 more |
| APN | 19-2-08-27-08-201-031 |
| Primary APN | 19-2-08-27-08-201-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 909 E ACTON AVE |
|---|---|
| City | WOOD RIVER |
| State | IL |
| Zip | 62095-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERSHALLS ADD TO WOOD RIVER LOT 24 50 X 120 |
| Legal Subdivision | PERSHALLS ADDN |
| Legal Lot Number | 24 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | WOOD RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 401102 |
909 E Acton Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Madison County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Aug 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEV CORP |
| Aug 14, 2017 | Deed, Transfer · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on File |
| Deed Sale | Oct 13, 2021 · Amount on File |
| Prior Sale | Aug 14, 2017 · Amount on File |
| Deed Document Number | 202142929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 13, 2021 |
| Property Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000042929 |
| Map Reference | PB 14 PG 13 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021R42929 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | SERENITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000042930 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021R42930 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021217 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021R21217 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000027318 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | SERENITY TITLE AND ESCROW LIMITED |
| Name | Verified Name |
|---|---|
| Address | 909 E ACTON AVE WOOD RIVER IL 620951809, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000027318 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 27318 |
| Name | COMMUNITY DEV CORP |
|---|---|
| Type | Construction/Development Company |
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 14, 2017 |
| Property Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000027316 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2017R27316 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 E ACTON AVE, WOOD RIVER, IL 62095-1809 |
| Document Number | 0000027318 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 2017R27318 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 909 E Acton Ave was $1,852 with a homeowner's exemption, up 10.4% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Wood River Township |
| Municipality | Wood River City |
| Unified School District | Roxana Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (+10.37%) | $34,140 Land $5,330 Building $28,810 | $102,420 Land $15,990 Building $86,430 |
| 2024 | $1,678.00 | ||
| 2022 | $1,504.00 | $27,120 Land $4,240 Building $22,880 | $81,442 Land $12,733 Building $68,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 909 E Acton Ave; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 909 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHALTO serves 15,210 people · EPA ID IL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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