Winneshiek County property record for 945 County St, Ridgeway, IA 52165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,040 sqft · built 1910 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Sep 2025) |
| Tax Bill | $2,934 (2024) |
| Deeds & Mortgages | Sep 2010 Mortgage Aug 2012 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092312700300 |
| Primary APN | 092312700300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 716 sqft |
| Basement Area | 716 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.06 acres) |
| Garage Type | Mixed |
| Garage Area | 1,651 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 218 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 945 COUNTY ST |
|---|---|
| City | RIDGEWAY |
| State | IA |
| Zip | 52165-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2-2-3 NE NW |
| Legal Lot Number | 2,3 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4051 |
| Census Tract | 950100 |
Source: Winneshiek County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 945 COUNTY ST, RIDGEWAY, IA 52165-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2010 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Aug 17, 2012 | Deed of Trust, Mortgage · Conventional Mortgage C US BANK |
| Nov 7, 2012 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MARVIN SCHNUR ETUX |
| Sep 29, 2025 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Deed Document Number | 2025 2404 |
| Deed Book / Page | 2025 / 2404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 945 COUNTY ST, RIDGEWAY, IA 52165-9797 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02010/3328 |
|---|---|
| Date | Sep 23, 2010 |
| Book Page | 2010/3328 |
| Instrument | 2010 3328 |
| Name | C US BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 945 COUNTY ST, RIDGEWAY, IA 52165-9797 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/3082 |
|---|---|
| Date | Aug 17, 2012 |
| Book Page | 2012/3082 |
| Instrument | 2012 3082 |
| Name | C US BANK |
|---|---|
| Type | Bank |
| Address | CRESCO, IA 52136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 945 COUNTY ST, RIDGEWAY, IA 52165-9797 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/4276 |
|---|---|
| Date | Nov 7, 2012 |
| Book Page | 2012/4276 |
| Instrument | 2012 4276 |
| Name | MARVIN SCHNUR ETUX |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Recording Date | Sep 29, 2025 |
| Property Address | 945 COUNTY ST, RIDGEWAY, IA 52165-9797 |
| Document Number | 02025/2404 |
| Book / Page | 2025 / 2404 |
| Instrument Date | Sep 21, 2025 |
| Instrument | 2025 2404 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 945 COUNTY ST, RIDGEWAY, IA 52165-9797 |
| Document Number | 0020252405 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025 2405 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Winneshiek County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Ridgeway City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,660 (+14.68%) Land $25,930 Building $195,730 | $221,660 (+14.68%) Land $25,930 Building $195,730 | |
| 2024 | $2,934.00 (+6.07%) | ||
| 2023 | $193,280 (+15.26%) Land $25,930 Building $167,350 | $193,280 (+15.26%) Land $25,930 Building $167,350 | |
| 2022 | $2,766.00 Homeowner's exemption | $167,690 Land $21,610 Building $146,080 | |
| 2021 | $167,690 Land $21,610 Building $146,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIDGEWAY serves 275 people · EPA ID IA9680085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 300 |
| Mabel Cooperative Telephone Company Fiber | 200 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
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