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735 County St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 735 County St, Ridgeway, IA 52165 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,428 sqft · built 1925
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Aug 2024)
Tax Bill$1,794 (2024)
Deeds & MortgagesDec 2019 Refinance
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN092321000200

Property Details

APN / Parcel Number

Primary APN092321000200

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1925
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address735 COUNTY ST
CityRIDGEWAY
StateIA
Zip52165-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 22
Legal Block22
Legal Lot Number5
JurisdictionWINNESHIEK IA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4051
Census Tract950100

Owner

Source: Winneshiek County records · APN 092321000200

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address425 PIKE ST, RIDGEWAY, IA 52165-8626
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
VIKING STATE BANK & TRUST
Mar 31, 2020Warranty Deed, Transfer
Dec 01, 2017Warranty Deed, Transfer · ARM
DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2024 · Amount on Record
Deed SaleAug 09, 2024 · Amount on Record
Prior SaleMar 31, 2020 · Amount on Record
Deed Document Number0020241715
Deed Book / Page2024 / 1715
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address735 COUNTY ST, RIDGEWAY, IA 52165-9705
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02019/3771
DateDec 23, 2019
Book Page2019/3771
Instrument3771
Lender
NameVIKING STATE BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateMar 31, 2020
Property Address735 COUNTY ST, RIDGEWAY, IA 52165-9705
Document Number002020/921
Book / Page2020 / 921
Instrument DateMar 30, 2020
Instrument2020 0921
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
Tax$88.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 WINNEBAGO ST, DECORAH, IA 52101-1812

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateDec 01, 2017
Property Address735 COUNTY ST, RIDGEWAY, IA 52165-9705
Document Number02017/3489
Book / Page2017 / 3489
Instrument DateNov 29, 2017
Instrument2017 3489
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2708 COLLEGE DR, DECORAH, IA 52101-7700

Mortgage

Document Number02017/3490
DateDec 01, 2017
Book Page2017/3490
Instrument2017-3490
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeARM
AmountAmount Recorded
Term300 Months
DueNov 30, 2042
Interest
Rate TypeAdjustable Rate
Rate4.95%
AdjustableAdjustable Rate Rider
Type Change DateNov 30, 2022
Change Frequency5 Years
Min Rate At Change4.95%
Max Rate At Change6.95%
Index5-Year CMT
Margin3
Max Rate10.9%

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityRidgeway City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$123,950 (+16.11%) Land $7,650 Building $116,300$123,950 (+16.11%) Land $7,650 Building $116,300
2024$1,794.00 (+9.12%)
2023$106,750 (+15.56%) Land $7,650 Building $99,100$106,750 (+15.56%) Land $7,650 Building $99,100
2022$1,644.00$92,380 Land $6,380 Building $86,000
2021$92,380 Land $6,380 Building $86,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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