945 Como Ct, Gardnerville, NV 89460 Property Records

Douglas County property record for 945 Como Ct, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,425 sqft · built 1973
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1220-16-210-029`

Property Details

APN / Parcel Number

Primary APN	`1220-16-210-029`
Alternative APNs	`000027641160` `27641160`

Interior

Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,909 sqft
1st Floor Area	1,425 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	000027641160
Street Address	945 COMO CT
City	GARDNERVILLE
State	NV
Zip	89460-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO ESTATES LOT 9 BLOCK A
Legal Range	20E
Legal Township	12N
Legal Section	16
Legal Subdivision	RANCHO ESTATES
Legal Block	A
Legal Lot Number	9
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3000
Census Tract	1200

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 COMO CT, GARDNERVILLE, NV 89460-8607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 30, 2019	Quit Claim Deed, Mortgage · VA Mortgage PRIME LNDG
Apr 5, 2018	Grant Deed, Construction Loan · Construction Mortgage PRIME LNDG
Oct 26, 2017	Grant Deed, Transfer WESTENN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019
Deed Sale	Apr 30, 2019
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	2019928444
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0000928444
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	945 COMO CT, GARDNERVILLE, NV 89460-8607
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069778
Date	Jun 28, 2021
Instrument	2021-969778

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	945 COMO CT, GARDNERVILLE, NV 89460-8607
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083364
Date	Apr 6, 2022
Instrument	2022-983364

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 30, 2019
Property Address	945 COMO CT, GARDNERVILLE, NV 89460-8607
Document Number	0000928444
Instrument Date	Apr 25, 2019
Instrument	928444
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	TICOR TITLE CARSON CITY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 COMO CT GARDNERVILLE NV 894608607, GARDNERVILLE, NV 89460-8607

Mortgage

Document Number	928445
Date	Apr 30, 2019
Instrument	928445

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 5, 2018
Property Address	945 COMO CT, GARDNERVILLE, NV 89460-8607
Document Number	0000912486
Instrument Date	Mar 29, 2018
Instrument	912486
Transaction Type	Construction Loan
Record Updated	May 14, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,205.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 COMO CT GARDNERVILLE NV 894608607, GARDNERVILLE, NV 89460-8607

Mortgage

Document Number	912487
Date	Apr 5, 2018
Instrument	912487

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 4, 2019

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 26, 2017
Property Address	945 COMO CT, GARDNERVILLE, NV 89460-8607
Document Number	0000906095
Instrument Date	Oct 20, 2017
Instrument	906095
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	WESTENN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$819.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 77 DAYTON NV 894030077, DAYTON, NV 89403-0077

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+6.13%)	$63,858 (+15.99%) Land $40,250 Building $23,608
2025	$1,777.00 (+14.57%)	$55,055 (+4.28%) Land $31,500 Building $23,555	$157,300 (+4.28%) Land $90,000 Building $67,300
2023	$1,551.00	$52,797 Land $31,500 Building $21,297	$150,849 (+17.12%) Land $90,000 Building $60,849
2021			$128,794 Land $70,000 Building $58,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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