945 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 945 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1979
Lot Size	0.85 acres (3,700 sqft)
Owner	2 Company Names on Record
Last Sale	$78,000 (Oct 1996)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`579-244-09-00`

Property Details

APN / Parcel Number

Primary APN	`579-244-09-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Frame
Lot Area	3,700 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	945 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOT 17 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 2, 2026	Intrafamily Transfer, Transfer
Jan 2, 2026	Intrafamily Transfer, Transfer
Jan 2, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 1996 · Amount on Record
Deed Sale	Oct 9, 1996 · Amount on Record
Prior Sale	May 16, 1996 · Amount on Record
Deed Document Number	1996513025
Last Transfer Date	May 14, 2025
Transfer Doc	0000127420
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2026
Property Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000100918
Instrument Date	Feb 23, 2026
Instrument	2026100918
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2026
Property Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000000501
Map Reference	MAP 2050
Instrument Date	Dec 31, 2025
Instrument	2026-0000501
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2026
Property Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000000498
Map Reference	MAP 2050
Instrument Date	Dec 31, 2025
Instrument	2026-0000498
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Investor	Possibly a Property Investor

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2026
Property Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000000497
Map Reference	MAP 2050
Instrument Date	Dec 31, 2025
Instrument	2026-0000497
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	945 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000598627
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 BANOCK ST SPRING VALLEY CA 919775208, SPRING VALLEY, CA 91977-5208

Mortgage

Document Number	0000598627
Date	Dec 20, 2017
Instrument	598627

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.6%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$175,037 (+2%) Land $67,323 Building $107,714
2025	$2,772.00 (+5.44%)	$171,605 (+4.04%) Land $66,003 Building $105,602
2024	$2,629.00 (+3.54%)
2023	$2,539.00 (+2.09%)	$164,943 Land $63,441 Building $101,502
2022	$2,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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