937 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 937 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1979
Lot Size	0.85 acres (3,700 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Feb 2025)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-244-43-00`

Property Details

APN / Parcel Number

Primary APN	`579-244-43-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Lot Area	3,700 sqft (0.85 acres)
Lot Dimensions	148 ft deep x 25 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	937 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOT 20 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

937 Banock St is owned and occupied by two individuals who bought it in February 2025.

Source: San Diego County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	937 BANOCK ST, SPRING VALLEY, CA 91977-5208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit UNION HOME LOANS
Mar 5, 2024	Intrafamily Transfer, Transfer
May 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Jul 14, 2011 · Amount on File
Deed Document Number	202548030
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	0000355372
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	937 BANOCK ST, SPRING VALLEY, CA 91977-5208
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 N BONITA ST, SPRING VALLEY, CA 91977-1401

Mortgage

Document Number	0000289756
Date	Oct 23, 2023
Instrument	2023-0289756

Lender

Name	UNION HOME LOANS
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2024
Property Address	937 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000055403
Map Reference	MAP 2050
Instrument Date	Oct 29, 2023
Instrument	2024-0055403
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 N BONITA ST, SPRING VALLEY, CA 91977-1401

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2021
Property Address	937 BANOCK ST, SPRING VALLEY, CA 91977-5208
Document Number	0000355372
Map Reference	MAP 2050
Instrument Date	Mar 11, 2021
Instrument	2021-0355372
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 N BONITA ST, SPRING VALLEY, CA 91977-1401

Tax Assessment & Valuation

The 2025 property tax bill for 937 Banock St was $4,506, up 4.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,700 (+103.37%) Land $408,000 Building $239,700
2025	$4,506.00 (+4.35%)	$318,481 Land $144,218 Building $174,263
2024	$4,318.00 (+3.28%)
2023	$4,181.00 (+1.73%)	$306,117 Land $138,619 Building $167,498
2022	$4,110.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 937 Banock St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 937 Banock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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