945 Arbor Ln, Jacksonville, FL 32207 Property Records

Duval County property record for 945 Arbor Ln, Jacksonville, FL 32207

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,734 sqft · built 1949
Lot Size0.48 acres (20,896 sqft)
Owner2 Individual Names on File
Last Sale$852,000 (Jun 2016)
Tax Bill$15,760 (2025)
Deeds & MortgagesJul 2022 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN081441-0000

Property Details

APN / Parcel Number

Primary APN081441-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,734 sqft Living Area
Gross Area5,807 sqft
1st Floor Area4,422 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,896 sqft (0.48 acres)
Lot Dimensions195 ft deep x 107 ft wide
Garage TypeAttached
Garage Area968 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area6 sqft
PorchFinished/Open Porch
Porch Area105 sqft
Patio Area754 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address945 ARBOR LN
CityJACKSONVILLE
StateFL
Zip32207-3915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-90
Legal Description14-20 46-2S-26E BETTER HOMES COS FIRST ADDN SAN MARCO LOT 9 BLK 105
Legal Range26E
Legal Township02S
Legal Section46
Legal SubdivisionBETTER HOMES CO S 1ST ADD
Legal Block105
Legal Lot Number9
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1031
Census Tract700

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address945 ARBOR LN, JACKSONVILLE, FL 32207-3915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Dec 27, 2019Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2016 · Amount on Record
Deed SaleJun 14, 2016 · Amount on Record
Prior SaleFeb 7, 2000 · Amount on Record
Deed Document Number2016134106
Deed Book / Page17596 / 1118
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address945 ARBOR LN, JACKSONVILLE, FL 32207-3915
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 ARBOR LN, JACKSONVILLE, FL 32207-3915

Mortgage

Document Number0203480439
DateJul 6, 2022
Book Page20348/439
Instrument2022176699
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address945 ARBOR LN, JACKSONVILLE, FL 32207-3915
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 ARBOR LN, JACKSONVILLE, FL 32207-3915

Mortgage

Document Number0197400462
DateMay 26, 2021
Book Page19740/462
Instrument2021134246
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address945 ARBOR LN, JACKSONVILLE, FL 32207-3915
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190491599
DateDec 27, 2019
Book Page19049/1599
Instrument2019293777
Lender
NameSYNOVUS BANK
TypeBank
AddressSNELLVILLE, GA 30039
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$931,019 (+2.7%)$1,299,656 (+1.61%) Land $624,648 Building $675,008
2025$15,760.00 (+3.37%) Homeowner's exemption$906,543 (+5.99%)$1,279,021 (+6.01%) Land $580,368 Building $698,653
2024$15,246.00 (+2.58%)
2023$14,863.00 (+8.74%) Homeowner's exemption$855,335 (+3%)$1,206,556 (+28.36%) Land $519,913 Building $686,643
2022$13,669.00 Homeowner's exemption$830,423$939,990 Land $314,366 Building $625,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 101 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies105 units insured
incl. 4 condo units
Nearby Flood Claims71 (1979–2024)
Claims Outside the SFHA48 of 71
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 39 claims
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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