Duval County property record for 909 Arbor Ln, Jacksonville, FL 32207
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 9 ba · 6,812 sqft · built 1934 |
| Lot Size | 0.701 acres (30,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jun 2012) |
| Tax Bill | $20,300 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081438-0000 |
| Primary APN | 081438-0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 6,812 sqft Living Area |
| Gross Area | 8,493 sqft |
| 1st Floor Area | 3,582 sqft |
| Upper Floors Area | 1,684 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 30,517 sqft (0.701 acres) |
| Lot Dimensions | 245 ft deep x 127 ft wide |
| Garage Type | Detached |
| Garage Area | 977 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 644 sqft |
| Patio Area | 60 sqft |
| Balcony Area | 60 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 909 ARBOR LN |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32207-3915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-90 |
| Legal Description | 14-20 25-2S-26E BETTER HOMES COS FIRST ADDN SAN MARCO LOT 6 BLK 105 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 46 |
| Legal Subdivision | BETTER HOMES CO S 1ST ADD |
| Legal Block | 105 |
| Legal Lot Number | 6 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 700 |
909 Arbor Ln is owned and occupied by two individuals who bought it in June 2012.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 ARBOR LN, JACKSONVILLE, FL 32207-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2024 | Deed of Trust, Mortgage · Line of Credit RADIFI FCU |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC |
| Mar 21, 2018 | Loan Modification, Mortgage · Line of Credit COMPASS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2012 · Amount on File |
| Deed Sale | Jun 6, 2012 · Amount on File |
| Prior Sale | Oct 6, 2008 |
| Deed Document Number | 2012117465 |
| Deed Book / Page | 15960 / 2230 |
| Prior Transfer Date | Aug 1, 1995 |
| Prior Transfer Doc | 0000157105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 909 ARBOR LN, JACKSONVILLE, FL 32207-3915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 909 ARBOR LN, JACKSONVILLE, FL 32207-3915 |
| Investor | Possibly a Property Investor |
| Document Number | 0211270945 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 21127/945 |
| Instrument | 2024154684 |
| Name | RADIFI FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 909 ARBOR LN, JACKSONVILLE, FL 32207-3915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | MTI TITLE |
| Name | Verified Name |
|---|---|
| Address | 909 ARBOR LN, JACKSONVILLE, FL 32207-3915 |
| Investor | Possibly a Property Investor |
| Document Number | 0196491457 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 19649/1457 |
| Instrument | 2021077724 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 909 ARBOR LN, JACKSONVILLE, FL 32207-3915 |
| Document Number | 0183471044 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | CT LIEN SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 909 ARBOR LN JACKSONVILLE FL 322073915, JACKSONVILLE, FL 32207-3915 |
| Document Number | 0183471044 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 018347/001044 |
| Instrument | 85345 |
| Name | COMPASS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | JACKSONVILLE, FL 32207 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 909 Arbor Ln was $20,300 with a homeowner's exemption, up 4% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,175,054 (+2.7%) | $3,015,545 (+29.59%) Land $1,320,715 Building $1,694,830 | |
| 2025 | $20,300.00 (+3.98%) Homeowner's exemption | $1,144,162 | $2,327,062 Land $737,616 Building $1,589,446 |
| 2024 | $19,523.00 (+2.54%) | ||
| 2023 | $19,040.00 (+8.63%) Homeowner's exemption | $1,079,532 (+3%) | $2,199,249 (+22.47%) Land $660,781 Building $1,538,468 |
| 2022 | $17,528.00 Homeowner's exemption | $1,048,090 | $1,795,791 Land $399,542 Building $1,396,249 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Arbor Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 units insured incl. 4 condo units |
| Nearby Flood Claims | 71 (1979–2024) |
| Claims Outside the SFHA | 48 of 71 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Arbor Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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