945 2nd St, Vero Beach, FL 32962 Property Records

Indian River County property record for 945 2nd St, Vero Beach, FL 32962

Property Summary

Property TypeSingle Family Home
Details1,383 sqft · built 1985
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (Mar 2011)
Tax Bill$945 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-13-00007-0014-00019.0

Property Details

APN / Parcel Number

Primary APN33-39-13-00007-0014-00019.0
Alternative APN
  • 76910

Interior

Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,383 sqft Living Area
1st Floor Area1,383 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage Area391 sqft
DrivewayDriveway
Driveway Area540 sqft

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area242 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number76910
Street Address945 2ND ST
CityVERO BEACH
StateFL
Zip32962-2862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionINDIAN RIVER HEIGHTS UNIT 8 BLK N LOT 19 PBI 7-31
Legal Range39
Legal Township33
Legal Section13
Legal SubdivisionINDIAN RIVER HEIGHTS UNIT 8
Legal BlockN
Legal Lot Number19
Legal Unit8
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1022
Census Tract50603

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address945 2ND ST, VERO BEACH, FL 32962-2862
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2011 · Amount on Record
Deed SaleMar 8, 2011 · Amount on Record
Prior SaleSep 29, 2010
Deed Document Number2124777
Deed Book / Page2483 / 0100
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address945 2ND ST, VERO BEACH, FL 32962-2862
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 2ND ST, VERO BEACH, FL 32962-2862

Mortgage

Document Number0038040239
DateSep 12, 2025
Book Page3804/239
Instrument3120250045483
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$945.00 (+42.75%)$78,471 (+5.99%)$222,729 (+3.84%) Land $35,063 Building $187,666
2023$662.00 (+0.91%)$74,039 (+1.5%)$214,500 (+13.63%) Land $28,688 Building $185,812
2022$656.00$72,942$188,777 Land $28,688 Building $160,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims24 (1983–2025)
Claims Outside the SFHA10 of 24
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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