Indian River County property record for 845 2nd St, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 1,282 sqft · built 1977 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (May 2021) |
| Tax Bill | $2,483 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-13-00007-0016-00015.0 |
| Primary APN | 33-39-13-00007-0016-00015.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 430 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 76942 |
|---|---|
| Street Address | 845 2ND ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER HEIGHTS UNIT 8 BLK P LOT 15 PBI 7-31 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 13 |
| Legal Subdivision | INDIAN RIVER HEIGHTS UNIT 8 |
| Legal Block | P |
| Legal Lot Number | 15 |
| Legal Unit | 8 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 50603 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 845 2ND ST, VERO BEACH, FL 32962-2859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 30, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 3120210037903 |
| Deed Book / Page | 3425 / 2139 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 25, 2021 |
| Property Address | 845 2ND ST, VERO BEACH, FL 32962-2859 |
| Document Number | 0034252139 |
| Book / Page | 3425 / 2139 |
| Map Reference | MB 7 PG 31 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 3120210037903 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | PREMIER TTL PARTNERS OF FL L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,428.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 845 2ND ST, 845, VERO BEACH, FL 32962-2859 |
| Name | Verified Name |
|---|---|
| Address | 845 2ND ST, VERO BEACH, FL 32962-2859 |
| Document Number | 34252141 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 3425/2141 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 845 2ND ST, VERO BEACH, FL 32962-2859 |
| Document Number | 0032350102 |
| Book / Page | 003235 / 000102 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 51571 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1846 14TH AVE #102 VERO BEACH FL 329600633, 102, VERO BEACH, FL 32960-0633 |
| Document Number | 32350104 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 003235/000104 |
| Instrument | 51572 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,483.00 (+18.69%) | $187,947 (+5.99%) | $206,209 (+3.92%) Land $35,063 Building $171,146 |
| 2023 | $2,092.00 (+2.95%) | $177,330 (+3%) | $198,436 (+15.26%) Land $28,688 Building $169,748 |
| 2022 | $2,032.00 | $172,165 Land $28,688 Building $143,477 | $172,165 Land $28,688 Building $143,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 24 (1983–2025) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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