Cascade County property record for 945 1st Ave, Vaughn, MT 59487
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,320 sqft · built 1997 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,529 (Aug 2023) |
| Tax Bill | $1,490 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | R0254174 |
| Primary APN | R0254174 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 1,320 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0005680030 |
|---|---|
| Street Address | 945 1ST AVE |
| City | VAUGHN |
| State | MT |
| Zip | 59487-9759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST AVE ESTATES NORTH, S25, T21 N, R01 E, LOT 004, AM PLAT 3996 |
| Legal Range | 01E |
| Legal Township | 21N |
| Legal Section | 25 |
| Legal Subdivision | FIRST AVE ESTATES NORTH |
| Legal Lot Number | 4 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | SUN RIVER VALLEY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 10700 |
945 1st Ave is owned and occupied by two individuals who bought it in August 2023.
Source: Cascade County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 945 1ST AVE, VAUGHN, MT 59487-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 23, 2023 | Warranty Deed, Transfer · VA Mortgage MONTANA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Deed Document Number | 2023447448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Oct 2, 2026 |
| Property Address | 945 1ST AVE, VAUGHN, MT 59487-9759 |
| Document Number | 0000488956 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026488956 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 945 1ST AVE, VAUGHN, MT 59487-9759 |
| Document Number | 0000488956, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026488956 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Aug 23, 2023 |
| Property Address | 945 1ST AVE, VAUGHN, MT 59487-9759 |
| Document Number | 00R0447448 |
| Instrument Date | Aug 1, 2023 |
| Instrument | R0447448 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 945 1ST AVE, VAUGHN, MT 59487-9759 |
| Document Number | 00R0447449 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | R0447449 |
| Name | MONTANA FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2026 property tax bill for 945 1st Ave was $1,490, down 17.8% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Vaughn Elementary School District (PK - 08) |
| Secondary School District | Simms High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,490.00 (-17.77%) | $305,700 (-) | |
| 2025 | $1,812.00 | $305,700 | $305,700 Land $30,962 Building $274,738 |
| 2023 | $2,575.00 | $295,500 | $295,500 Land $36,073 Building $259,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 945 1st Ave in Zone X, where a levee reduces flood risk, though there have been 24 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 24 (1981–2019) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | May 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 945 1st Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VAUGHN CASCADE COUNTY WATER AND SEWER serves 585 people · EPA ID MT0000352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Konceptio Data Services Fixed Wireless | 45 / 18 |
| Montana Internet Fixed Wireless | 25 / 5 |
May also be available: CenturyLink.
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