Oceana County property record for 9448 Apache Trl, Shelby Township, MI 49455
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,382 sqft · built 1991 |
| Lot Size | 0.758 acres (33,018 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-412-330-01 |
| Primary APN | 011-412-330-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,382 sqft Gross Area |
| 1st Floor Area | 593 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Lot Area | 33,018 sqft (0.758 acres) |
| Lot Dimensions | 200 ft deep x 165 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 9448 APACHE TRL |
|---|---|
| City | SHELBY |
| State | MI |
| Zip | 49455-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES/CD |
| Legal Description | SEC 31 T14N R18W; COBMOOSA SHORES NO 2 LOTS 329, 330 & W 40 FT OF LOT 331 |
| Legal Range | 18W |
| Legal Township | 14N |
| Legal Section | 31 |
| Legal Subdivision | COBMOOSA SHORES |
| Legal Lot Number | 329-331 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | BENONA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10900 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9448 APACHE TRL, SHELBY, MI 49455-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 9448 APACHE TRL, SHELBY, MI 49455-9507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002022/69 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 2022/69 |
| Instrument | 202200000018 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Benona Township |
| Unified School District | Shelby Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,600 (+8.14%) Building $269,600 | $539,200 (+8.14%) Building $539,200 | |
| 2025 | $1,824.00 (+15.96%) Homeowner's exemption | $249,300 (+21.31%) Building $249,300 | $498,600 (+21.31%) Building $498,600 |
| 2023 | $205,500 Building $205,500 | $411,000 (-) Building $411,000 | |
| 2022 | $1,573.00 | $411,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Dec 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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