Oceana County property record for 9265 Apache Trl, Shelby Township, MI 49455
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,000 (Apr 2006) |
| Tax Bill | $5,746 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-412-317-00 |
| Primary APN | 011-412-317-00 |
|---|
| Lot Area | 18,295 sqft (0.42 acres) |
|---|
| Street Address | 9265 APACHE TRL |
|---|---|
| City | SHELBY |
| State | MI |
| Zip | 49455-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 31 T14N R18W COBMOOSA SHORES NO 2 LOT 317 |
| Legal Range | 18W |
| Legal Township | 14N |
| Legal Section | 31 |
| Legal Subdivision | COBMOOSA SHORES |
| Legal Lot Number | 317 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | BENONA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10900 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4419 CLOVERLEAF DR SE, GRAND RAPIDS, MI 49546-6220 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2006 · Amount on Record |
| Deed Sale | Apr 21, 2006 · Amount on Record |
| Prior Sale | Apr 18, 2003 · Amount on Record |
| Deed Book / Page | 2006 / 11814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 9265 APACHE TRL, SHELBY, MI 49455-8500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020/14984 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 2020/14984 |
| Instrument | 202000004245 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Benona Township |
| Unified School District | Shelby Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $187,900 (+8.61%) Land $187,900 | $375,800 (+8.61%) Land $375,800 | |
| 2025 | $5,746.00 (+17.31%) Homeowner's exemption | $173,000 (+20.81%) Land $173,000 | $346,000 (+20.81%) Land $346,000 |
| 2023 | $143,200 Land $143,200 | $286,400 (-) Land $286,400 | |
| 2022 | $4,898.00 | $286,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Dec 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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