9447 Pinecone Row, Columbia, MD 21045 Property Records

Howard County property record for 9447 Pinecone Row, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 1971
Lot Size	0.214 acres (9,323 sqft)
Owner	2 Trust Names on Record
Last Sale	$168,500 (Jul 2000)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-099457`

Property Details

APN / Parcel Number

Primary APN	`16-099457`
Alternative APN	`099457`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,548 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,323 sqft (0.214 acres)
Garage Type	Built-in
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	099457
Street Address	9447 PINECONE ROW
City	COLUMBIA
State	MD
Zip	21045-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 50 9,323 SQ' 9447 PINECONE ROW VIL OAKLAND MILLS S4 A1
Legal Subdivision	VILLAGE OAKLAND MILLS
Legal Lot Number	50
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606603

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	9447 PINECONE ROW, COLUMBIA, MD 21045-3222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2000 · Amount on Record
Deed Sale	Jul 18, 2000 · Amount on Record
Prior Sale	Sep 26, 1989 · Amount on Record
Deed Document Number	2000205130
Deed Book / Page	5147 / 422
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9447 PINECONE ROW, COLUMBIA, MD 21045-3222
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9447 PINECONE ROW, COLUMBIA, MD 21045-3222

Mortgage

Document Number	0204060375
Date	Apr 2, 2021
Book Page	20406/375

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,000 (+5.43%) Land $199,400 Building $216,600	$416,000 (-) Land $199,400 Building $216,600
2025	$5,520.00 (+41.83%) Homeowner's exemption	$394,567 (+12.19%)	$416,000 (+18.28%) Land $199,400 Building $216,600
2023		$351,700 Land $179,400 Building $172,300	$351,700 Land $179,400 Building $172,300
2022	$3,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20