Howard County property record for 9443 Pinecone Row, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,548 sqft · built 1971 |
| Lot Size | 0.28 acres (12,208 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Oct 2013) |
| Tax Bill | $7,282 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-126829 |
| Primary APN | 16-126829 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,548 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,208 sqft (0.28 acres) |
| Garage Type | Built-in |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 196 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 126829 |
|---|---|
| Street Address | 9443 PINECONE ROW |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 51 12,208 SQ' 9443 PINECONE ROW VIL OAKLAND MILLS S4 A1 |
| Legal Subdivision | VILLAGE OAKLAND MILLS |
| Legal Lot Number | 51 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606603 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9443 PINECONE ROW, COLUMBIA, MD 21045-3222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on Record |
| Deed Sale | Oct 23, 2013 · Amount on Record |
| Prior Sale | Jun 20, 2005 · Amount on Record |
| Deed Book / Page | 15297 / 8 |
| Last Transfer Date | Sep 10, 2015 |
| Transfer Doc | 0164850001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9443 PINECONE ROW, COLUMBIA, MD 21045-3222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0207520450 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 20752/450 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9443 PINECONE ROW, COLUMBIA, MD 21045-3222 |
| Document Number | 0184480278 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 9443 PINECONE ROW COLUMBIA MD 210453222, COLUMBIA, MD 21045-3222 |
| Document Number | 0184480278 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 018448/000278 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 12, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,282.00 (+6.42%) | $462,300 (+6.67%) Land $212,400 Building $249,900 | $462,300 (-) Land $212,400 Building $249,900 |
| 2025 | $6,843.00 (+6.47%) | $433,400 (+15.39%) | $462,300 (+23.08%) Land $212,400 Building $249,900 |
| 2024 | $6,427.00 (+53.98%) | ||
| 2023 | $375,600 Land $192,400 Building $183,200 | $375,600 Land $192,400 Building $183,200 | |
| 2022 | $4,174.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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