9442 Michelle Dr, Crystal, MI 48818 Property Records

Montcalm County property record for 9442 Michelle Dr, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1981
Lot Size	0.38 acres (16,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Jun 2020)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2023 Refinance + 2 more
APN	`005-670-017-00`

Property Details

APN / Parcel Number

Primary APN	`005-670-017-00`

Interior

Full Baths	1 Bath
Building Area	1,040 sqft Building Perimeter
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	16,562 sqft (0.38 acres)
Lot Dimensions	108 ft deep x 137 ft wide
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9442 MICHELLE DR
City	CRYSTAL
State	MI
Zip	48818-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 & 1/69 INTEREST EACH IN JEFFRY ALAN, CHERYL LOU & WILLARD PARKS, WALTHORN'S ISLEVIEW ACRES. 12/31/08 SPLIT LOT 18 TO 6
Legal Subdivision	WALTHORN'S ISLEVIEW ACRES
Legal Lot Number	17
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1004
Census Tract	970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9442 MICHELLE DR, CRYSTAL, MI 48818-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TCF NATIONAL BANK
Jun 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	20206816
Last Transfer Date	May 25, 2022
Transfer Doc	0000006930
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9442 MICHELLE DR, CRYSTAL, MI 48818-9705
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R01880
Date	Mar 3, 2026
Instrument	2026R-01880

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9442 MICHELLE DR, CRYSTAL, MI 48818-9705
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00511
Date	Jan 17, 2023
Instrument	2023R-00511

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9442 MICHELLE DR, CRYSTAL, MI 48818-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202019R13107
Date	Dec 30, 2019
Instrument	202019R-13107

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jun 29, 2020
Property Address	9442 MICHELLE DR, CRYSTAL, MI 48818-9705
Document Number	2020R06816
Instrument Date	Jun 23, 2020
Instrument	2020R06816
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9442 MICHELLE DR, CRYSTAL, MI 48818-9705

Mortgage

Document Number	2020R06817
Date	Jun 29, 2020
Instrument	2020R-06817

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,500 (+8.82%)	$195,000 (+8.82%)
2025	$2,046.00 (+2.45%)	$89,600 (+23.59%)	$179,200 (+147.17%)
2024	$1,997.00
2023		$72,500	$72,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michelle Dr

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