9441 Michelle Dr, Crystal, MI 48818 Property Records

Montcalm County property record for 9441 Michelle Dr, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,040 sqft · built 1979
Lot Size	1.32 acres (57,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Sep 2025)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Aug 2020 Refinance Oct 2021 Refinance + 4 more
APN	`005-010-006-21`

Property Details

APN / Parcel Number

Primary APN	`005-010-006-21`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Building Perimeter
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	57,586 sqft (1.32 acres)
Lot Dimensions	238 ft deep x 237 ft wide
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9441 MICHELLE DR
City	CRYSTAL
State	MI
Zip	48818-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-20,-30/95 PART OF W 1/2 SEC 10 BEG ON N LN OF MICHELLE DR 119 FT NELY FROM SE COR OF LOT 39, WALTHORN'S ISLEVIEW ACRES; N
Legal Range	05W
Legal Township	10N
Legal Section	10
Legal Subdivision	WALTHORN'S ISLEVIEW ACRES
Legal Lot Number	39
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	1
Census Block	1005
Census Tract	970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK
May 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Sep 13, 2006	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Sep 3, 2025	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK
Mar 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	20259267
Prior Transfer Date	May 7, 2010
Prior Transfer Doc	01479/1064
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R08354
Date	Aug 4, 2020
Instrument	2020R-08354

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R14198
Date	Oct 12, 2021
Instrument	2021R-14198

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Nov 1, 2035

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R04485
Date	May 13, 2024
Instrument	2024R-04485

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01324/0436
Date	Sep 13, 2006
Book Page	1324/0436

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 3, 2025
Property Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Document Number	2025R09267
Instrument Date	Aug 28, 2025
Instrument	2025R-09267
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706

Mortgage

Document Number	2025R09132
Date	Sep 3, 2025
Instrument	2025R-09132

Lender

Name	FLAGSTAR BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Mortgage

Document Number	2025R09132
Date	Sep 2, 2025
Instrument	2025R-09132

Lender

Name	FLAGSTAR BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 11, 2020
Property Address	9441 MICHELLE DR, CRYSTAL, MI 48818-9706
Document Number	2020R03371
Instrument Date	Mar 2, 2020
Instrument	2020R-03371
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 HAYNOR RD, IONIA, MI 48846-9570

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,700 (-2.14%)	$265,400 (-2.14%)
2025	$2,432.00 (+2.7%)	$135,600 (+21.07%)	$271,200 (+142.14%)
2024	$2,368.00
2023		$112,000	$112,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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