James City County property record for 9440 Ottoway Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,643 sqft · built 2007 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,334 (Dec 2007) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-3 07-0-0053 |
| Primary APN | 05-3 07-0-0053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,643 sqft Living Area |
| Basement Area | 1,730 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 30192 |
|---|---|
| Street Address | 9440 OTTOWAY CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANNED UNIT DEVELOP |
| Legal Description | L-53 S-1 STONEHOUSE GLEN |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Lot Number | 53 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9440 OTTOWAY CT, TOANO, VA 23168-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2007 · Amount on Record |
| Deed Sale | Dec 27, 2007 · Amount on Record |
| Deed Document Number | 70035353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 9440 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0000014837 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9440 OTTOWAY CT TOANO VA 231689369, TOANO, VA 23168-9369 |
| Document Number | 0000014837 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 14837 |
| Name | C&F MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,370.00 (+6.42%) | $647,000 (+28.12%) Land $131,400 Building $515,600 | $647,000 (+28.12%) Land $131,400 Building $515,600 |
| 2024 | $5,046.00 (+20.4%) | ||
| 2023 | $4,191.00 | $505,000 Land $117,300 Building $387,700 | $505,000 Land $117,300 Building $387,700 |
| 2022 | $4,191.00 (+4.46%) | ||
| 2019 | $4,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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