St. Louis County property record for 9440 Hearthside Dr, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,644 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Feb 2002) |
| Tax Bill | $4,406 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 560-0010-00382 |
| Primary APN | 560-0010-00382 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 772418 |
|---|---|
| Street Address | 9440 HEARTHSIDE DR |
| City | TOWER |
| State | MN |
| Zip | 55790-8235 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PART OF GOVT LOT 2, DESCRIBED ASFOLLOWS: COMMENCING AT THE SOUTHWEST CORNEROF SAID GOVT LOT 2; THENCE |
| Legal Range | 16W |
| Legal Township | 61N |
| Legal Section | 03 |
| Legal Subdivision | VERMILION LAKE TOWN OF |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VERMILION LAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 15200 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14109 OLD MARINE TRL N, MARINE ON SAINT CROIX, MN 55047-9774 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 31, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2002 · Amount on Record |
| Deed Sale | Feb 21, 2002 · Amount on Record |
| Prior Sale | Feb 21, 2001 · Amount on Record |
| Deed Document Number | 2002846390 |
| Last Transfer Date | Jul 28, 2022 |
| Transfer Doc | 0001450972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2022 |
| Property Address | TOWER, MN 55790 |
| Document Number | 0001450970 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 1450970 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 155 LAKE ST S, FOREST LAKE, MN 55025-2604 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2022 |
| Property Address | TOWER, MN 55790 |
| Document Number | 0001450971 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 1450971 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 LAKE ST S, FOREST LAKE, MN 55025-2604 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14109 OLD MARINE TRL N, MARINE ON SAINT CROIX, MN 55047-9774 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Vermilion Lake Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,406.00 (+12,858.82%) | ||
| 2025 | $34.00 (+6.25%) | $545,400 (+94.44%) Land $288,500 Building $256,900 | $545,400 (+94.44%) Land $288,500 Building $256,900 |
| 2024 | $280,500 (+7,481.08%) Land $280,500 | $280,500 (+7,481.08%) Land $280,500 | |
| 2022 | $32.00 | $3,700 Land $3,700 | $3,700 Land $3,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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