St. Louis County property record for 9377 Hearthside Dr, Tower, MN 55790
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 2.5 ba · 1,144 sqft · built 2017 |
| Lot Size | 5.01 acres (218,242 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Dec 2014) |
| Tax Bill | $7,718 (2026) |
| Deeds & Mortgages | Feb 2018 Loan Modification Nov 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 560-0071-00010 |
| Primary APN | 560-0071-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Gross Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 218,242 sqft (5.01 acres) |
| Garage Area | 728 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 240 sqft |
| Patio Area | 314 sqft |
| Pole Barn | 2,560 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1092133 |
|---|---|
| Street Address | 9377 HEARTHSIDE DR |
| City | TOWER |
| State | MN |
| Zip | 55790-5006 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT 1 BLOCK 1 SERIAL # |
| Legal Subdivision | GRANITE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VERMILION LAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 15200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9377 HEARTHSIDE DR, TOWER, MN 55790-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 22, 2018 | Loan Modification, Mortgage BANK OF ELK RIVER |
| Nov 30, 2017 | Loan Modification, Mortgage BANK OF ELK RIVER |
| Jun 13, 2017 | Trustee's Deed, Construction Loan · Line of Credit BANK OF ELK RIVER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2014 · Amount on Record |
| Deed Sale | Dec 19, 2014 · Amount on Record |
| Deed Document Number | 20141251927 |
| Last Transfer Date | Jun 30, 2016 |
| Transfer Doc | 0001290595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 9377 HEARTHSIDE DR, TOWER, MN 55790-5006 |
| Document Number | 00A1328475 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9450 OGDEN AVE NE OTSEGO MN 553307439, OTSEGO, MN 55330-7439 |
| Document Number | 00A1328475 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | A1328475 |
| Name | BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 27, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 9377 HEARTHSIDE DR, TOWER, MN 55790-5006 |
| Document Number | 00A1324709 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9450 OGDEN AVE NE OTSEGO MN 553307439, OTSEGO, MN 55330-7439 |
| Document Number | 00A1324709 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | A1324709 |
| Name | BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 21, 2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 13, 2017 |
| Property Address | 9377 HEARTHSIDE DR, TOWER, MN 55790-5006 |
| Instrument Date | Jun 12, 2017 |
| Instrument | A1311033 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9450 OGDEN AVE NE OTSEGO MN 553307439, OTSEGO, MN 55330-7439 |
| Document Number | 00A1311033 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | A1311033 |
| Name | BANK OF ELK RIVER |
|---|---|
| Type | Bank |
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 12, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Vermilion Lake Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,718.00 (+7.7%) Homeowner's exemption | ||
| 2025 | $7,166.00 (-7.03%) Homeowner's exemption | $850,300 (+0.87%) Land $259,900 Building $590,400 | $850,300 (+0.87%) Land $259,900 Building $590,400 |
| 2024 | $7,708.00 | $843,000 (+13.08%) Land $259,900 Building $583,100 | $843,000 (+13.08%) Land $259,900 Building $583,100 |
| 2022 | $745,500 Land $231,500 Building $514,000 | $745,500 Land $231,500 Building $514,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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