944 Windsong Pl, Petoskey, MI 49770 Property Records

Emmet County property record for 944 Windsong Pl, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.54 acres (23,543 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2026)
Tax Bill	$3,165 (2024)
Deeds & Mortgages	Jun 2026 Sale Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-20-355-134`

Property Details

APN / Parcel Number

Primary APN	`01-19-20-355-134`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	23,543 sqft
Garage Area	900 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	944 WINDSONG PL
City	PETOSKEY
State	MI
Zip	49770-9055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-1
Legal Description	WINDSONG WOODS, CONDO PLAN #344, UNIT 34, SECTION 20, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	20
Legal Subdivision	WINDSONG WOODS CONDO
Legal Unit	34
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1525 BLACKBIRD RD, PETOSKEY, MI 49770-9711
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer
Jul 15, 2026	Deed of Trust, Mortgage BEST FINANCIAL
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage BEST FINANCIAL
Nov 3, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE
Feb 28, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	20265229030
Deed Book / Page	1275 / 981
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	001219/686
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 25, 2026
Property Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	0005229030
Book / Page	1275 / 981
Instrument Date	Jun 23, 2026
Instrument	20265229030
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BLACKBIRD RD, PETOSKEY, MI 49770-9711

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jul 15, 2026
Property Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	0005229443
Book / Page	1276 / 389
Instrument Date	Jun 23, 2026
Instrument	20265229443
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055

Mortgage

Document Number	0005229443,
Date	Jul 15, 2026
Book Page	1276/389
Instrument	20265229443

Lender

Name	BEST FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 25, 2026
Property Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	0005229030
Book / Page	1275 / 981
Instrument Date	Jun 23, 2026
Instrument	20265229030
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,329.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BLACKBIRD RD, PETOSKEY, MI 49770-9711

Mortgage

Date	Jun 25, 2026

Lender

Name	BEST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 3, 2022
Property Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001248/321
Book / Page	1248 / 321
Instrument Date	Oct 18, 2022
Instrument	5201289
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055

Mortgage

Document Number	0005201045
Date	Nov 3, 2022
Instrument	5201045

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Feb 28, 2020
Property Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001219/686
Book / Page	1219 / 686
Instrument Date	Feb 18, 2020
Instrument	5172629
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 WINDSONG PL, PETOSKEY, MI 49770-9055

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,700 (+29.26%) Land $157,700	$315,400 (+29.26%) Land $315,400
2024	$3,165.00
2023		$122,000 Land $122,000	$244,000 Land $244,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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