935 Windsong Pl, Petoskey, MI 49770 Property Records

Emmet County property record for 935 Windsong Pl, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$410,000 (Nov 2022)
Tax Bill	$4,691 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-20-355-126`

Property Details

APN / Parcel Number

Primary APN	`01-19-20-355-126`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	935 WINDSONG PL
City	PETOSKEY
State	MI
Zip	49770-9055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-1
Legal Description	WINDSONG WOODS, CONDO PLAN #344, UNIT 26, SECTION 20, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	20
Legal Subdivision	WINDSONG WOODS CONDO
Legal Unit	26
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2003
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Warranty Deed, Transfer · FHA Mortgage MERCANTILE BANK
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL
Jul 13, 2020	Deed, Subdivision Related Transfer
Apr 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	20225201281
Deed Book / Page	1248 / 313
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 3, 2022
Property Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001248/313
Book / Page	1248 / 313
Instrument Date	Nov 1, 2022
Instrument	5201281
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055

Mortgage

Document Number	0005201282
Date	Nov 3, 2022
Instrument	5201282

Lender

Name	MERCANTILE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 14, 2022
Property Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001242/232
Book / Page	1242 / 232
Instrument Date	Mar 10, 2022
Instrument	5195205
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055

Mortgage

Document Number	0005195206
Date	Mar 14, 2022
Instrument	5195206

Lender

Name	KAYE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jul 13, 2020
Property Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	0001223/23
Book / Page	1223 / 23
Instrument Date	Jul 10, 2020
Instrument	5175964
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13662 N FOREST DR, CHARLEVOIX, MI 49720-9506

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Apr 2, 2018
Property Address	935 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001202/328
Book / Page	1202 / 328
Instrument Date	Mar 27, 2018
Instrument	000005155225
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (+47.57%) Land $255,000	$510,000 (+47.57%) Land $510,000
2024	$4,691.00
2023		$172,800 Land $172,800	$345,600 Land $345,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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