Morgan County property record for 944 Mesner Rd, Berkeley Springs, WV 25411
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1,408 sqft · built 1910 |
| Lot Size | 36.7 acres (1,600,394 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $735 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-7-0017.0004 |
| Primary APN | 06-7-0017.0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 1,600,394 sqft (36.7 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 944 MESNER RD |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LANDS OF EDGAR R MESNER LOT 1 36.74 AC |
| Legal Lot Number | 1 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 971002 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 944 MESNER RD, BERKELEY SPRINGS, WV 25411-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 944 MESNER RD, BERKELEY SPRINGS, WV 25411-7114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000465/36 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 465/36 |
| Instrument | 875295 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Apr 1, 2028 |
| Index | Other |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735.00 (+184.88%) | $94,140 (+104.56%) Land $24,300 Building $69,840 | $156,900 (+104.56%) Land $40,500 Building $116,400 |
| 2025 | $258.00 (-38.42%) Homeowner's exemption | $46,020 (+9.73%) Land $24,300 Building $21,720 | $76,700 (+9.73%) Land $40,500 Building $36,200 |
| 2023 | $419.00 (+0.48%) | $41,940 (+0.58%) Land $22,440 Building $19,500 | $69,900 (+0.58%) Land $37,400 Building $32,500 |
| 2022 | $417.00 | $41,700 Land $22,440 Building $19,260 | $69,500 Land $37,400 Building $32,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Morgan Wireless Fixed Wireless · not low latency | 25 / 3 |
5G and 4G LTE (outdoors only)
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