944 Maple Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 944 Maple Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	3,092 sqft · built 1976
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$908,000 (Jul 2023)
Tax Bill	$14,895 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00405-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`49-00405-0000-00007`
Alternative APNs	`4900028000000033` `490040500007`

Interior

Stories	2 Stories
Building Area	3,092 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	4900028000000033
Street Address	944 MAPLE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L34 50X100 2.0L
Legal Subdivision	MORSEMERE
Legal Block	405
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1001
Census Tract	45200

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	944 MAPLE AVE, RIDGEFIELD, NJ 07657-1108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 20, 2023	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	202347538
Deed Book / Page	5041 / 646
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	944 MAPLE AVE, RIDGEFIELD, NJ 07657-1108
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 MAPLE AVE, RIDGEFIELD, NJ 07657-1108

Mortgage

Document Number	0050030443
Date	May 30, 2023
Book Page	5003/443
Instrument	2023035398

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 20, 2023
Property Address	944 MAPLE AVE, RIDGEFIELD, NJ 07657-1108
Document Number	0050410646
Book / Page	5041 / 646
Instrument Date	Jul 3, 2023
Instrument	2023047538
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 WHITNEY LN, ALLENDALE, NJ 07401-1768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	944 MAPLE AVE, RIDGEFIELD, NJ 07657-1108

Mortgage

Document Number	2023047539
Date	Jul 20, 2023
Instrument	2023047539

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Margin	3
Max Rate	10.8%

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$889,000 (+1.1%) Land $296,500 Building $592,500	$889,000 (+1.1%) Land $296,500 Building $592,500
2025	$14,895.00 (+2.74%)	$879,300 (+6.17%) Land $291,600 Building $587,700	$879,300 (+6.17%) Land $291,600 Building $587,700
2024	$14,498.00 (+7.49%)
2023		$828,200 (+4.07%) Land $269,500 Building $558,700	$828,200 (+4.07%) Land $269,500 Building $558,700
2022	$13,488.00 (+1.96%)	$795,800 Land $245,000 Building $550,800	$795,800 Land $245,000 Building $550,800
2021	$13,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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