940 Maple Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 940 Maple Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	2,593 sqft · built 1976
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,838 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00405-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`49-00405-0000-00008`
Alternative APNs	`4900028000000031` `490040500008`

Interior

Building Area	2,593 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	4900028000000031
Street Address	940 MAPLE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	50X100 32
Legal Block	405
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1001
Census Tract	45200

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	940 MAPLE AVE, RIDGEFIELD, NJ 07657-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2006
Deed Sale	Dec 29, 2006
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Book / Page	9221 / 388
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	940 MAPLE AVE, RIDGEFIELD, NJ 07657-1108
Document Number	0034590336
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	940 MAPLE AVE RIDGEFIELD NJ 076571108, RIDGEFIELD, NJ 07657-1108

Mortgage

Document Number	0034590336
Date	Jan 14, 2020
Book Page	003459/000336
Instrument	20002611

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	7901 SANDY SPRING RD, LAUREL, MD 20707-3589

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	940 MAPLE AVE, RIDGEFIELD, NJ 07657-1108
Document Number	0034590320
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	940 MAPLE AVE RIDGEFIELD NJ 076571108, RIDGEFIELD, NJ 07657-1108

Mortgage

Document Number	0034590320
Date	Jan 14, 2020
Book Page	003459/000320
Instrument	20002610

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$826,000 (+1.11%) Land $296,500 Building $529,500	$826,000 (+1.11%) Land $296,500 Building $529,500
2025	$13,838.00 (+2.69%)	$816,900 (+6.24%) Land $291,600 Building $525,300	$816,900 (+6.24%) Land $291,600 Building $525,300
2024	$13,475.00 (+9.64%)
2023		$768,900 Land $269,500 Building $499,400	$768,900 Land $269,500 Building $499,400
2022	$12,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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