944 Chippewa St, Buchanan, MI 49107 Property Records

Berrien County property record for 944 Chippewa St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1955
Lot Size	0.703 acres (30,623 sqft)
Owner	Individual Name on Record
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Aug 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-7500-0019-00-3`

Property Details

APN / Parcel Number

Primary APN	`58-7500-0019-00-3`
Alternative APN	`11-58-7500-0019-00-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	30,623 sqft (0.703 acres)
Lot Dimensions	464 ft deep x 66 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	944 CHIPPEWA ST
City	BUCHANAN
State	MI
Zip	49107-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 19 TREAT & HOWES ADD TO CITY OF BUCHANAN
Legal Subdivision	TREAT & HOWES ADD
Legal Lot Number	19
Legal Unit	19
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1006
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	944 CHIPPEWA ST, BUCHANAN, MI 49107-1124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage MID-AMERICAN MORTGAGE INC
Aug 27, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019
Deed Sale	Aug 27, 2019
Prior Sale	May 1, 1976 · Amount on Record
Deed Document Number	2019254431
Deed Book / Page	3247 / 2185
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	3247002185
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	944 CHIPPEWA ST, BUCHANAN, MI 49107-1124
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03315/2654
Date	Mar 2, 2021
Book Page	3315/2654

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Mar 20, 2099

Interest

Rate Type	Adjustable Rate
Rate	1.96%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	LIBOR

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 27, 2019
Property Address	944 CHIPPEWA ST, BUCHANAN, MI 49107-1124
Document Number	03247/2185
Book / Page	3247 / 2185
Map Reference	VOL 6 PG 42
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	944 CHIPPEWA ST, BUCHANAN, MI 49107-1124

Mortgage

Document Number	0032472187
Date	Aug 27, 2019
Instrument	3247/2187

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.53%
Type Change Date	Sep 1, 2020
Index	1-Year LIBOR
Margin	2

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,100 (+34.45%)	$248,200 (+34.45%)
2025	$2,139.00 (+2.25%) Homeowner's exemption	$92,300 (+15.23%)	$184,600 (+15.23%)
2024	$2,092.00 (+5.6%)
2023		$80,100	$160,200
2022	$1,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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