15312 Chippewa St, Buchanan, MI 49107 Property Records

Berrien County property record for 15312 Chippewa St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1933
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Jan 2017)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-7600-0056-07-2`

Property Details

APN / Parcel Number

Primary APN	`06-7600-0056-07-2`
Alternative APN	`11-06-7600-0056-07-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	808 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	194 ft deep x 172 ft wide
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15312 CHIPPEWA ST
City	BUCHANAN
State	MI
Zip	49107-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-RA
Legal Description	THE E 172.61' OF LOT 56 TREAT & HOWE'S ADD TO BUCHANAN EXC THE S 310' THEREOF
Legal Subdivision	TREAT & HOWES ADD
Legal Lot Number	56
Legal Unit	56
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1001
Census Tract	20200

Owner

15312 Chippewa St is owned and occupied by an individual who acquired it in August 2023.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 16, 2023	Intrafamily Transfer, Transfer
Jan 5, 2017	Personal Representative Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on File
Deed Sale	Jan 5, 2017 · Amount on File
Deed Book / Page	3159 / 3397
Last Transfer Date	Aug 15, 2023
Transfer Doc	003410/376
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125

Mortgage

Document Number	03395/2075
Date	Dec 27, 2022
Book Page	3395/2075
Instrument	2022369964

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003392/827
Date	Nov 15, 2022
Book Page	3392/827
Instrument	2022367283

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	117 Months
Due	Aug 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 16, 2023
Property Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125
Document Number	003410/376
Book / Page	3410 / 376
Map Reference	LB 6 PG 42
Instrument Date	Aug 15, 2023
Instrument	2023386943
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125

January 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 5, 2017
Property Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125
Document Number	03159/3397
Book / Page	3159 / 3397
Map Reference	LB6 PG42
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15312 CHIPPEWA ST, BUCHANAN, MI 49107-1125

Mortgage

Document Number	03159/3181
Date	Jan 4, 2017
Book Page	3159/3181

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 15312 Chippewa St was $1,395 with a homeowner's exemption, up 3.5% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Buchanan Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,900 (-3.23%)	$149,800 (-3.23%)
2025	$1,395.00 (+3.49%) Homeowner's exemption	$77,400	$154,800
2024	$1,348.00
2023		$64,200 (+10.12%)	$128,400 (+10.12%)
2022	$1,298.00 (+5.36%) Homeowner's exemption	$58,300	$116,600
2021	$1,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15312 Chippewa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15312 Chippewa St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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