944 Apple Tree Rd, Harding (Pittston), PA 18643 Property Records

Luzerne County property record for 944 Apple Tree Rd, Harding, PA 18643

Property Summary

Property Type	Single Family Home
Details	2,095 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2022)
Tax Bill	$6,004 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-C10-00A-01C`

Property Details

APN / Parcel Number

Primary APN	`17-C10-00A-01C`
Alternative APNs	`17-C10-00A-01C-000` `1700C10 00A01C`

Interior

Stories	1 Story
Building Area	2,095 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Old Parcel Number	17-C10-00A-01C
Street Address	944 APPLE TREE RD
City	HARDING
State	PA
Zip	18643-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-233-D2-2 RR4 BOX 472 APPLETREE RD
Legal Block	A
Legal Lot Number	1C
Jurisdiction	LUZERNE PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1040
Census Tract	211102

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	944 APPLE TREE RD, HARDING, PA 18643-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2018	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	202243824
Deed Book / Page	3022 / 180587
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	944 APPLE TREE RD, HARDING, PA 18643-7039
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	KEYSTONE ABSTRACT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043825
Date	Jul 11, 2022
Book Page	3022/180608
Instrument	202243825

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	944 APPLE TREE RD, HARDING, PA 18643-7039
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 APPLE TREE RD, HARDING, PA 18643-7039

Mortgage

Document Number	0000023579
Date	Apr 16, 2021
Book Page	3021/99878
Instrument	202123579

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 6, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	944 APPLE TREE RD, HARDING, PA 18643-7039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016245
Date	Apr 1, 2020
Book Page	3020/56680
Instrument	202016245

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Aug 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jul 18, 2018
Property Address	944 APPLE TREE RD, HARDING, PA 18643-7039
Document Number	0000038447
Book / Page	3018 / 132992
Instrument Date	Jul 16, 2018
Instrument	201838447
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	TIGER ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	944 APPLE TREE RD, HARDING, PA 18643-7039

Mortgage

Document Number	0000038448
Date	Jul 18, 2018
Instrument	201838448

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Exeter Township
Unified School District	Wyoming Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,004.00 (+0.02%) Homeowner's exemption	$199,800 (-) Land $39,500 Building $160,300
2025	$6,003.00 (+8.34%)
2024		$199,800 Land $39,500 Building $160,300
2023	$5,541.00
2009			$199,800 Land $39,500 Building $160,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1979–2014)
Claims Outside the SFHA	11 of 17
Most Recent Claim	Oct 2014 · other causes
Claims by Event	Tropical Storm Lee, Sep 2011 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 95% of Pennsylvania
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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