900 Apple Tree Rd, Harding (Pittston), PA 18643 Property Records

Luzerne County property record for 900 Apple Tree Rd, Harding, PA 18643

Property Summary

Property Type	Single Family Home
Details	1,786 sqft · built 1850
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Oct 2020)
Tax Bill	$4,099 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-C10-00A-49E`

Property Details

APN / Parcel Number

Primary APN	`17-C10-00A-49E`
Alternative APNs	`17-C10-00A-49E-000` `1700C10 00A49E`

Interior

Stories	2 Stories
Building Area	1,786 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	208 ft deep x 208 ft wide

Location & Zoning

Old Parcel Number	17-C10-00A-49E
Street Address	900 APPLE TREE RD
City	HARDING
State	PA
Zip	18643-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RR 4 BOX 486
Legal Block	A
Legal Lot Number	49E
Jurisdiction	LUZERNE PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1040
Census Tract	211102

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 APPLE TREE RD, HARDING, PA 18643-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage URW COMMUNITY FEDERAL CREDIT UNION
Oct 23, 2020	Deed, Transfer · FHA Mortgage FIRST HERITAGE FINANCIAL LLC
Jul 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	202051761
Deed Book / Page	3020 / 217073
Prior Transfer Date	Jul 6, 2019
Prior Transfer Doc	0000038040
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	May 19, 2026
Property Address	900 APPLE TREE RD, HARDING, PA 18643-7039
Document Number	0000027292
Book / Page	3026 / 114609
Instrument Date	May 11, 2026
Instrument	202627292
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 APPLE TREE RD, HARDING, PA 18643-7039

Mortgage

Document Number	0000027292,
Date	May 19, 2026
Book Page	3026/114609
Instrument	202627292

Lender

Name	URW COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 11, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Oct 23, 2020
Property Address	900 APPLE TREE RD, HARDING, PA 18643-7039
Document Number	0000051761
Book / Page	3020 / 217073
Instrument Date	Oct 13, 2020
Instrument	202051761
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 APPLE TREE RD, HARDING, PA 18643-7039

Mortgage

Document Number	0000051765
Date	Oct 23, 2020
Book Page	3020/217102
Instrument	202051765

Lender

Name	FIRST HERITAGE FINANCIAL LLC
Type	Funding / Finance Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUZERNE PA
Recording Date	Jul 16, 2019
Property Address	900 APPLE TREE RD, HARDING, PA 18643-7039
Document Number	0000038040
Book / Page	003019 / 121745
Instrument Date	Jul 6, 2019
Instrument	38040
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 N HOZONI RD PRESCOTT AZ 863053991, PRESCOTT, AZ 86305-3991

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Exeter Township
Unified School District	Wyoming Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,099.00 (+0.02%) Homeowner's exemption	$136,400 (-) Land $39,300 Building $97,100
2025	$4,098.00 (+8.36%)
2024		$136,400 Land $39,300 Building $97,100
2023	$3,782.00
2009			$136,400 Land $39,300 Building $97,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1979–2014)
Claims Outside the SFHA	11 of 17
Most Recent Claim	Oct 2014 · other causes
Claims by Event	Tropical Storm Lee, Sep 2011 · 6 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 95% of Pennsylvania
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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