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9439 Boncrest St, Commerce Township, MI 48382 Property Records

Oakland County property record for 9439 Boncrest St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,036 sqft · built 1994
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Sep 2019)
Tax Bill$7,070 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNE-17-11-451-005

Property Details

APN / Parcel Number

Primary APNE-17-11-451-005

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms2 Rooms
Stories2 Stories
Building Area3,036 sqft Living Area
1st Floor Area1,900 sqft
Basement Area1,350 sqft
Unfinished Basement1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions154 ft deep x 62 ft wide
View / LotWaterfront
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area346 sqft
Patio Area346 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address9439 BONCREST ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 11 MAPLE POINTE BEACH SUB LOTS 19 & 20 BLK 2
Legal Range08E
Legal Township02N
Legal Section11
Legal SubdivisionMAPLE POINTE BEACH SUB
Legal Block2
Legal Lot Number19-20
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3005
Census Tract134400

Owner

9439 Boncrest St is owned and occupied by two individuals who bought it in September 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address9439 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2019Warranty Deed, Transfer · Conventional Mortgage
LAKE MI CU
Apr 25, 2017Quit Claim Deed, Mortgage
CAPITAL MTG FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2019 · Amount on File
Deed SaleSep 10, 2019 · Amount on File
Prior SaleOct 27, 2004 · Amount on File
Deed Document Number2019147601
Deed Book / Page53235 / 474
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 10, 2019
Property Address9439 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209
Document Number0000147601
Book / Page053235 / 000474
Instrument DateAug 30, 2019
Instrument147601
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,461.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2649 LAKERIDGE WIXOM MI 483931214, WIXOM, MI 48393-1214

Mortgage

Document Number153102
DateSep 10, 2019
Book Page053268/000305
Instrument153102
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 9, 2049

April 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateApr 25, 2017
Property Address9439 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209
Document Number0000083037
Book / Page050603 / 000089
Instrument DateApr 5, 2017
Instrument83037
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyCOMPLETE TITLE, COMPLETE TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9439 BONCREST ST COMMERCE TOWNSHIP MI 483824209, COMMERCE TOWNSHIP, MI 48382-4209

Mortgage

Document Number83038
DateApr 25, 2017
Book Page050603/000091
Instrument83038
Lender
NameCAPITAL MTG FNDG
TypeMortgage Company
AddressCARROLLTCN, TX 75007
Agreement
AmountAmount on Record
Term360 Months
DueApr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9439 Boncrest St was $7,070 with a homeowner's exemption, down 36.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,070.00 (-36.09%) Homeowner's exemption$379,310$758,620
2024$11,062.00
2023$338,360$676,720
2021$9,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9439 Boncrest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9439 Boncrest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE TOWNSHIP
serves 19,811 people · EPA ID MI0001573
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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