Oakland County property record for 9427 Boncrest St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,481 sqft · built 1953 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,030,000 (Jul 2026) |
| Tax Bill | $7,116 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-11-451-006 |
| Primary APN | E-17-11-451-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,481 sqft Living Area |
| 1st Floor Area | 1,892 sqft |
| Basement Area | 1,667 sqft |
| Unfinished Basement | 1,667 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 154 ft deep x 65 ft wide |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 438 sqft |
| Patio Area | 438 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9427 BONCREST ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 11 MAPLE POINTE BEACH SUB LOTS 17 & 18 BLK 2 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | MAPLE POINTE BEACH SUB |
| Legal Block | 2 |
| Legal Lot Number | 17-18 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 134400 |
Source: Oakland County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK |
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXBANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | Feb 4, 2019 · Amount on Record |
| Deed Document Number | 2026109843 |
| Deed Book / Page | 61393 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 22, 2026 |
| Property Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000109843 |
| Book / Page | 61393 / 416 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026109843 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | VISIONARY TITLE AGENCY LLC, VISIONARY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000109453, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 61390/712 |
| Instrument | 2026109453 |
| Name | NEXBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 21, 2026 |
| Property Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000109453 |
| Book / Page | 61390 / 712 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026109453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000109453, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 61390/712 |
| Instrument | 2026109453 |
| Name | NEXBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000145639 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 54557/376 |
| Instrument | 145639 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000001880 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9427 BONCREST ST COMMERCE TOWNSHIP MI 483824209, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000001880 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 053662/000320 |
| Instrument | 1880 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 4, 2019 |
| Property Address | 9427 BONCREST ST, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 0000017141 |
| Book / Page | 052555 / 000870 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 17141 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9427 BONCREST ST COMMERCE TOWNSHIP MI 483824209, COMMERCE TOWNSHIP, MI 48382-4209 |
| Document Number | 17142 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 052555/000873 |
| Instrument | 17142 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,116.00 (-36.08%) Homeowner's exemption | $380,730 (+11.51%) | $761,460 (+11.51%) |
| 2024 | $11,132.00 (+10.6%) | ||
| 2023 | $341,420 | $682,840 | |
| 2021 | $10,065.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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